JPMorgan SmartRetirement® 2050 R3 (JTSPX)

Fund Assets	3.19B
Expense Ratio	0.89%
Min. Investment	$500
Turnover	15.00%
Dividend (ttm)	0.43
Dividend Yield	1.55%
Dividend Growth	6.25%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	27.89
YTD Return	11.47%
1-Year Return	15.97%
5-Year Return	50.24%
52-Week Low	23.83
52-Week High	28.20
Beta (5Y)	0.91
Holdings	23
Inception Date	Sep 9, 2016

About JTSPX

JPMorgan SmartRetirement 2050 Fund R3 Shares is a target-date mutual fund designed for investors planning to retire around 2050. It seeks high total return initially, transitioning to current income and capital appreciation as the target date approaches and passes. Managed by J.P. Morgan's experienced Multi-Asset Solutions team, the fund employs a research-driven glidepath that gradually shifts from aggressive equity-heavy allocations to more conservative fixed-income and cash equivalents, informed by participant data from Chase Bank and the Employee Benefit Research Institute. Key features include the SmartSpending program for guiding annual share sales in retirement, strategic overweight in equities for younger investors, and a post-retirement landing at around 40% stocks to support spending until age 100. The portfolio invests in approximately 20 underlying strategies, emphasizing U.S. large-cap, international developed, emerging markets equity, and diversified fixed income like core plus bonds and high yield, with top holdings concentrated in J.P. Morgan's proprietary ETFs and mutual funds. This fund plays a vital role in retirement planning by offering a professionally managed, diversified solution that automatically adjusts risk over time.

• Fund Family: JPMorgan
• Category: Target-Date 2050
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JTSPX
• Share Class: Class R3
• Index: S&P Target Date 2050 TR

Performance

JTSPX had a total return of 15.97% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.69%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JTSYX	Class R6	0.39%
JTSIX	Class R5	0.49%
JTSSX	Class I	0.64%
JTSQX	Class R4	0.64%

Top 10 Holdings

87.86% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.17%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.82%
JPMorgan US Equity R6	JUEMX	11.80%
JPMorgan Growth Advantage R6	JGVVX	11.37%
JPMorgan Value Advantage R6	JVAYX	11.16%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.23%
JPMorgan International Equity R6	JNEMX	7.09%
JPMorgan Core Plus Bond R6	JCPUX	4.72%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.97%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.53%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.42914	Jan 2, 2026
Dec 15, 2025	$0.79515	Dec 16, 2025
Dec 31, 2024	$0.40389	Jan 2, 2025
Dec 16, 2024	$0.10248	Dec 17, 2024
Dec 29, 2023	$0.27814	Jan 2, 2024
Dec 30, 2022	$0.24049	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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