Principal LifeTime 2055 Fund R-3 Class (LTFDX)
| Fund Assets | 1.22B |
| Expense Ratio | 1.24% |
| Min. Investment | $0.00 |
| Turnover | 35.60% |
| Dividend (ttm) | 1.43 |
| Dividend Yield | 8.34% |
| Dividend Growth | 96.55% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 17.12 |
| YTD Return | 2.45% |
| 1-Year Return | 15.54% |
| 5-Year Return | 44.58% |
| 52-Week Low | 12.67 |
| 52-Week High | 17.38 |
| Beta (5Y) | n/a |
| Holdings | 16 |
| Inception Date | Feb 29, 2008 |
About LTFDX
Principal LifeTime 2055 Fund R-3 Class is a target-date mutual fund designed to support long-term retirement planning for individuals anticipating retirement around the year 2055. The fund's core objective is to deliver a total return combining long-term capital growth and current income. It accomplishes this through a diversified asset allocation strategy, primarily investing in an array of underlying Principal Funds. These underlying investments span domestic and international equities, fixed-income securities, and real asset funds, enabling broad diversification and risk dispersion. One defining feature is its dynamic glide path: as the target retirement year approaches, the portfolio gradually shifts from a growth-oriented allocation dominated by equities toward a more conservative blend with increased exposure to fixed-income investments, aiming to reduce risk near and during retirement. This approach helps manage risk progressively as investors near their retirement horizon. The fund is professionally managed by an experienced team that routinely rebalances the portfolio in accordance with evolving market conditions and its preset allocation strategy. Principal LifeTime 2055 Fund R-3 Class plays a vital role within defined contribution and retirement accounts, offering a streamlined, all-in-one solution for individuals seeking a managed pathway to retirement with ongoing asset allocation adjustments over time.
Performance
LTFDX had a total return of 15.54% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.14%.
Top 10 Holdings
95.45% of assets| Name | Symbol | Weight |
|---|---|---|
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 27.95% |
| Principal International Equity Fund R-6 Class | PIIDX | 25.73% |
| Principal Equity Income Fund Institutional Class | PEIIX | 7.26% |
| Principal LargeCap Growth Fund I Class R-6 | PLCGX | 6.95% |
| Principal LargeCap Value Fund III Institutional Class | PLVIX | 6.75% |
| Principal Blue Chip Fund Class R6 | PGBHX | 6.50% |
| Principal Global Emerging Markets Fund Class R6 | PIIMX | 5.23% |
| Principal SmallCap Fund Class R6 | PSMLX | 4.29% |
| Principal Small-MidCap Dividend Income Fund R6 | PMDHX | 2.48% |
| Principal Core Fixed Income Fund Class R-6 | PICNX | 2.30% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.2752 | Dec 31, 2025 |
| Dec 18, 2025 | $1.1565 | Dec 18, 2025 |
| Dec 31, 2024 | $0.1735 | Dec 31, 2024 |
| Dec 19, 2024 | $0.5549 | Dec 19, 2024 |
| Dec 29, 2023 | $0.1782 | Dec 29, 2023 |
| Dec 20, 2023 | $0.3734 | Dec 20, 2023 |