Principal LifeTime 2055 R3 (LTFDX)

Fund Assets	1.22B
Expense Ratio	1.147%
Min. Investment	$0.00
Turnover	35.60%
Dividend (ttm)	0.28
Dividend Yield	1.50%
Dividend Growth	58.62%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	18.24
YTD Return	8.90%
1-Year Return	11.81%
5-Year Return	47.91%
52-Week Low	15.86
52-Week High	18.81
Beta (5Y)	0.96
Holdings	21
Inception Date	Feb 29, 2008

About LTFDX

Principal LifeTime 2055 Fund R-3 Class is a target-date mutual fund designed to support long-term retirement planning for individuals anticipating retirement around the year 2055. The fund's core objective is to deliver a total return combining long-term capital growth and current income. It accomplishes this through a diversified asset allocation strategy, primarily investing in an array of underlying Principal Funds. These underlying investments span domestic and international equities, fixed-income securities, and real asset funds, enabling broad diversification and risk dispersion. One defining feature is its dynamic glide path: as the target retirement year approaches, the portfolio gradually shifts from a growth-oriented allocation dominated by equities toward a more conservative blend with increased exposure to fixed-income investments, aiming to reduce risk near and during retirement. This approach helps manage risk progressively as investors near their retirement horizon. The fund is professionally managed by an experienced team that routinely rebalances the portfolio in accordance with evolving market conditions and its preset allocation strategy. Principal LifeTime 2055 Fund R-3 Class plays a vital role within defined contribution and retirement accounts, offering a streamlined, all-in-one solution for individuals seeking a managed pathway to retirement with ongoing asset allocation adjustments over time.

• Fund Family: Principal Funds
• Category: Target-Date 2055
• Performance Rating: Low
• Risk Rating: Above Average
• Stock Exchange: Nasdaq
• Ticker Symbol: LTFDX
• Share Class: R-3
• Index: S&P Target Date 2055 TR

Performance

LTFDX had a total return of 11.81% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.67%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
LTFIX	Institutional Class	0.59%
LTFPX	R-5	0.85%

Top 10 Holdings

95.42% of assets

Name	Symbol	Weight
Principal International Equity R-6	PIIDX	24.53%
Principal Capital Appreciation Fund Institutional Class	PWCIX	18.56%
Principal LargeCap Growth I R6	PLCGX	13.61%
Principal LargeCap Value Fund III Institutional Class	PLVIX	10.22%
Principal U.S. Mega-Cap ETF	USMC	8.77%
Principal Glb Emerging Markets R6	PIIMX	6.77%
Principal Equity Income Fund Institutional Class	PEIIX	5.90%
Principal U.S. Small-Cap ETF	PSC	2.63%
Principal Real Estate Securities Fd R6	PFRSX	2.41%
Principal SmallCap R6	PSMLX	2.02%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.2752	Dec 31, 2025
Dec 18, 2025	$1.1565	Dec 18, 2025
Dec 31, 2024	$0.1735	Dec 31, 2024
Dec 19, 2024	$0.5549	Dec 19, 2024
Dec 29, 2023	$0.1782	Dec 29, 2023
Dec 20, 2023	$0.3734	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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