Principal LifeTime 2025 Fund R-5 Class (LTPDX)
| Fund Assets | 1.40B |
| Expense Ratio | 0.74% |
| Min. Investment | $0.00 |
| Turnover | 32.40% |
| Dividend (ttm) | 1.31 |
| Dividend Yield | 12.15% |
| Dividend Growth | 96.31% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 10.77 |
| YTD Return | -0.65% |
| 1-Year Return | 10.07% |
| 5-Year Return | 26.59% |
| 52-Week Low | 10.31 |
| 52-Week High | 12.18 |
| Beta (5Y) | n/a |
| Holdings | 19 |
| Inception Date | Feb 29, 2008 |
About LTPDX
The Principal LifeTime 2025 R5 Fund is a target date mutual fund designed to provide a balanced approach to retirement investing for individuals aiming to begin withdrawals near the year 2025. It operates as a fund of funds, meaning it allocates capital across a range of underlying funds managed by Principal, including domestic and international equity, fixed-income, and real asset funds. This broad diversification allows for exposure to various asset classes and geographies while mitigating single-market risk. The fund follows a strategic glide path, becoming increasingly conservative as it approaches and passes the 2025 target date by gradually shifting assets from equities toward fixed-income and cash-equivalent investments. This approach helps manage risk and preserve capital for investors nearing or entering retirement. The portfolio is actively managed by a team of experienced investment professionals who regularly adjust allocations to stay aligned with the fund’s objectives and evolving market conditions. The Principal LifeTime 2025 R5 Fund plays a vital role for retirement plans and individual investors by offering a professionally managed, diversified solution tailored for those who prefer a hands-off investment approach as they near retirement age.
Performance
LTPDX had a total return of 10.07% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.03%.
Top 10 Holdings
89.50% of assets| Name | Symbol | Weight |
|---|---|---|
| Principal Core Fixed Income Fund Class R-6 | PICNX | 31.02% |
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 13.34% |
| Principal International Equity Fund R-6 Class | PIIDX | 13.05% |
| Principal Short-Term Income Fund Institutional Class | PSHIX | 9.53% |
| Principal High Yield Fund Class R-6 | PHYFX | 5.09% |
| Principal Inflation Protection Fund Institutional Class | PIPIX | 4.49% |
| Principal Equity Income Fund Institutional Class | PEIIX | 3.53% |
| Principal LargeCap Value Fund III Institutional Class | PLVIX | 3.25% |
| Principal LargeCap Growth Fund I Class R-6 | PLCGX | 3.16% |
| Principal Global Emerging Markets Fund Class R6 | PIIMX | 3.06% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.3285 | Dec 31, 2025 |
| Dec 18, 2025 | $0.9797 | Dec 18, 2025 |
| Dec 31, 2024 | $0.2874 | Dec 31, 2024 |
| Dec 19, 2024 | $0.379 | Dec 19, 2024 |
| Dec 29, 2023 | $0.2563 | Dec 29, 2023 |
| Dec 20, 2023 | $0.1755 | Dec 20, 2023 |