About LTSTX
Principal LifeTime 2025 Fund Institutional Class is a target-date mutual fund designed to support investors planning to retire around the year 2025. This fund aims to deliver a total return that combines long-term capital growth with current income, adjusting its asset mix over time to become more conservative as the target retirement date approaches. It employs a “fund of funds” structure by investing primarily in other Principal Exchange-Traded Funds and Principal mutual funds, offering broad diversification across domestic and international equities, fixed-income securities, real assets, and short-term investments.
As part of the Target-Date 2025 category, the fund’s allocation strategy is calibrated to balance risk and reward for investors close to retirement, steadily shifting towards greater fixed-income and lower equity exposure as 2025 nears. Top holdings often include core fixed-income, international equity, short-term income, large-cap U.S. equities, and inflation protection funds. The fund is managed by a team of experienced portfolio managers and is designed to serve as a comprehensive, single-fund retirement solution for individuals seeking to streamline their retirement planning. Its diversified approach and automatic asset allocation adjustment provide risk management and exposure across multiple asset classes as retirement draws closer.
Fund Family Principal Funds
Category Target-Date 2025
Performance Rating Average
Risk Rating Above Average
Stock Exchange Nasdaq
Ticker Symbol LTSTX
Share Class Institutional Class
Index S&P Target Date 2025 TR
LTSTX had a total return of 5.75% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.24%.
