About MFJTX
MFS Lifetime 2060 Fund R3 is a target‑date mutual fund designed to deliver a high level of total return aligned with an investor retiring around 2060. The fund invests primarily in a diversified mix of underlying MFS mutual funds, providing broad exposure to U.S. equities, international equities, fixed income, real assets, and specialty strategies, with allocations that evolve along a progressive glide path—emphasizing growth in early years and gradually reducing risk as the target date approaches. The portfolio is actively managed and rebalanced, employing disciplined risk management across both the target‑date framework and the underlying funds. As of mid‑2025, the strategy maintains a high equity allocation and wide diversification across more than a thousand equity holdings and extensive fixed income exposure, reflecting its long time horizon. Top allocations include MFS Blended Research and core equity strategies across U.S., international, and mid‑cap segments, as well as real estate, commodities, and inflation‑adjusted bonds to broaden sources of return and resilience. Established in 2016, the fund serves as a professionally managed, single‑fund retirement solution with lifecycle‑based asset allocation.
Fund Family MFS
Category Target-Date 2060+
Performance Rating Below Average
Risk Rating Low
Stock Exchange NASDAQ
Ticker Symbol MFJTX
Share Class R3
Index S&P 500 TR
MFJTX had a total return of 18.66% in the past year, including dividends. Since the fund's
inception, the average annual return has been 11.23%.
