MFS Lifetime 2030 Fund Class R4 (MLTJX)
| Fund Assets | 751.61M |
| Expense Ratio | 0.50% |
| Min. Investment | $1,000 |
| Turnover | 9.00% |
| Dividend (ttm) | 1.44 |
| Dividend Yield | 8.78% |
| Dividend Growth | 12.29% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 16.33 |
| YTD Return | 2.50% |
| 1-Year Return | 11.37% |
| 5-Year Return | 30.21% |
| 52-Week Low | 13.89 |
| 52-Week High | 16.41 |
| Beta (5Y) | n/a |
| Holdings | 27 |
| Inception Date | Sep 29, 2005 |
About MLTJX
MFS Lifetime 2030 Fund Class R4 is a target-date mutual fund designed primarily for investors planning to retire around the year 2030. Its core function is to offer a professionally managed, diversified portfolio that automatically adjusts its asset allocation as the target retirement date approaches. In the years leading up to 2030, the fund emphasizes growth by allocating a higher proportion of assets to equities; as the target date nears, it gradually shifts toward a more conservative balance with increased weighting in fixed income and cash equivalents to help mitigate risk. The fund employs a disciplined glide path strategy, meaning its risk profile becomes more conservative over time, aligning with the evolving needs of investors nearing or entering retirement. It invests in a broad mix of underlying MFS funds, providing exposure to a wide range of asset classes and geographies. Managed by a team of quantitative and fundamental investment professionals, the fund seeks to balance capital appreciation with income as retirement approaches. With no initial sales charge on Class R4 shares, the fund is accessible to eligible investors seeking an all-in-one, evolving retirement solution.
Performance
MLTJX had a total return of 11.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.64%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FTFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class M | 1.15% |
| FIJNX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class Z | 0.56% |
| FAFEX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class A | 0.90% |
| FDGLX | Fidelity | Fidelity Advisor Freedom 2030 Fund - Class K6 | 0.37% |
| FFFEX | Fidelity | Fidelity Freedom 2030 Fund | 0.65% |
Top 10 Holdings
70.19% of assets| Name | Symbol | Weight |
|---|---|---|
| MFS Total Return Bond Fund Class R6 | MRBKX | 14.76% |
| MFS Limited Maturity Fund Class R6 | MQLKX | 10.50% |
| MFS Inflation-Adjusted Bond Fund Class R6 | MIAKX | 10.02% |
| MFS Government Securities Fund Class R6 | MFGKX | 10.02% |
| MFS Global Opportunistic Bond Fund Class R6 | MGBOX | 6.98% |
| MFS Blended Research International Equity Fund Class R6 | BRXVX | 4.18% |
| MFS Blended Research Mid Cap Equity Fund R6 | BMSYX | 3.92% |
| MFS High Income Fund Class R6 | MHIKX | 3.92% |
| MFS Value Fund Class R6 | MEIKX | 2.94% |
| MFS Blended Research Value Equity Fund Class R6 | BRUNX | 2.94% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $1.43876 | Dec 24, 2025 |
| Dec 26, 2024 | $1.28127 | Dec 27, 2024 |
| Dec 27, 2023 | $0.61726 | Dec 28, 2023 |
| Dec 28, 2022 | $0.93544 | Dec 29, 2022 |
| Dec 28, 2021 | $1.58462 | Dec 29, 2021 |
| Dec 29, 2020 | $0.66376 | Dec 30, 2020 |