MFS Lifetime 2030 R4 (MLTJX)

Fund Assets	751.61M
Expense Ratio	0.48%
Min. Investment	$1,000
Turnover	9.00%
Dividend (ttm)	0.62
Dividend Yield	3.62%
Dividend Growth	3.90%
Payout Frequency	Annual
Ex-Dividend Date	Dec 23, 2025

Previous Close	17.00
YTD Return	6.25%
1-Year Return	9.23%
5-Year Return	25.89%
52-Week Low	15.76
52-Week High	17.45
Beta (5Y)	0.65
Holdings	27
Inception Date	Sep 29, 2005

About MLTJX

MFS Lifetime 2030 Fund Class R4 is a target-date mutual fund designed primarily for investors planning to retire around the year 2030. Its core function is to offer a professionally managed, diversified portfolio that automatically adjusts its asset allocation as the target retirement date approaches. In the years leading up to 2030, the fund emphasizes growth by allocating a higher proportion of assets to equities; as the target date nears, it gradually shifts toward a more conservative balance with increased weighting in fixed income and cash equivalents to help mitigate risk. The fund employs a disciplined glide path strategy, meaning its risk profile becomes more conservative over time, aligning with the evolving needs of investors nearing or entering retirement. It invests in a broad mix of underlying MFS funds, providing exposure to a wide range of asset classes and geographies. Managed by a team of quantitative and fundamental investment professionals, the fund seeks to balance capital appreciation with income as retirement approaches. With no initial sales charge on Class R4 shares, the fund is accessible to eligible investors seeking an all-in-one, evolving retirement solution.

• Fund Family: MFS
• Category: Target-Date 2030
• Performance Rating: Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: MLTJX
• Share Class: R4
• Index: S&P 500 TR

Performance

MLTJX had a total return of 9.23% in the past year, including dividends. Since the fund's inception, the average annual return has been 6.87%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTFEX	Fidelity	Fidelity Advisor Freedom 2030 M	1.11%
FIJNX	Fidelity	Fidelity Advisor Freedom 2030 Z	0.55%
FAFEX	Fidelity	Fidelity Advisor Freedom 2030 A	0.86%
FDGLX	Fidelity	Fidelity Advisor Freedom 2030 K6	0.35%
FFFEX	Fidelity	Fidelity Freedom 2030 Fund	0.61%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
MLTKX	R6	0.34%
MLTIX	I	0.48%
MLTAX	A	0.73%
MLTHX	R3	0.73%

Top 10 Holdings

71.22% of assets

Name	Symbol	Weight
MFS Total Return Bond R6	MRBKX	15.68%
MFS Limited Maturity R6	MQLKX	11.32%
MFS Inflation-Adjusted Bond R6	MIAKX	9.98%
MFS Government Securities R6	MFGKX	9.96%
MFS Global Opportunistic Bd R6	MGBOX	6.98%
MFS Blended Research Intl Eq R6	BRXVX	4.00%
MFS Blended Research Mid Cap Eq R6	BMSYX	3.89%
MFS High Income R6	MHIKX	3.69%
MFS Blended Research Value Equity R6	BRUNX	2.86%
MFS Value R6	MEIKX	2.85%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 23, 2025	$1.43876	Dec 24, 2025
Dec 26, 2024	$1.28127	Dec 27, 2024
Dec 27, 2023	$0.61726	Dec 28, 2023
Dec 28, 2022	$0.93544	Dec 29, 2022
Dec 28, 2021	$1.58462	Dec 29, 2021
Dec 29, 2020	$0.66376	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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