About MXQLX
Empower Lifetime 2045 Fund Investor Class is a target-date mutual fund designed for investors planning to retire around 2045. Its primary objective is to deliver capital appreciation and income through a diversified, multi-asset allocation that gradually shifts to a more conservative mix as the target date approaches, and then emphasizes income with capital growth as a secondary goal after 2045. The fund invests predominantly through underlying Empower and third‑party index and actively managed strategies spanning U.S. large-cap, mid-cap, and international equities, as well as core fixed income, seeking broad market exposure and risk management across cycles. Notable underlying allocations include large positions in an S&P 500 index vehicle, international equity indexes, style-specific large-cap strategies, mid-cap exposures, and a bond index component, with the top ten holdings representing a significant share of assets. Classified within the Target-Date 2045 category, the fund’s role is to provide an age-appropriate glide path that balances growth potential in earlier years with increasing defense as retirement nears, offering a single-fund solution for long-horizon savers.
Fund Family Empower Funds
Category Target-Date 2045
Performance Rating Below Average
Risk Rating Above Average
Stock Exchange Nasdaq
Ticker Symbol MXQLX
Share Class Investor Class
Index MSCI AC World NR USD
MXQLX had a total return of 15.26% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.80%.
