American Funds Retirement Income Portfolio - Enhanced Class C (NDCRX)
| Fund Assets | 2.18B |
| Expense Ratio | 1.34% |
| Min. Investment | $250 |
| Turnover | 4.00% |
| Dividend (ttm) | 0.76 |
| Dividend Yield | 4.88% |
| Dividend Growth | 141.19% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Dec 29, 2025 |
| Previous Close | 15.66 |
| YTD Return | 3.77% |
| 1-Year Return | 16.69% |
| 5-Year Return | 46.10% |
| 52-Week Low | 12.28 |
| 52-Week High | 15.74 |
| Beta (5Y) | 0.63 |
| Holdings | 11 |
| Inception Date | Aug 28, 2015 |
About NDCRX
American Funds Retirement Income Portfolio – Enhanced Class C is a multi-asset mutual fund designed for individuals nearing or in retirement who seek a combination of current income and long-term capital growth, with a particular emphasis on both income and growth objectives. Structured as a 'fund of funds,' it invests across a selection of underlying American Funds, maintaining a diversified asset allocation that blends equities and fixed-income securities. The Enhanced version of the portfolio is tailored for investors comfortable with higher equity exposure and the resulting greater potential for both returns and short-term volatility, compared to more conservative options in the series. This strategic mix seeks to support systematic withdrawals during retirement while addressing the dual challenges of capital preservation and outliving assets. The fund is managed by Capital Research and Management Company, leveraging a longstanding research-driven approach and oversight by a dedicated portfolio committee. With a relatively low minimum investment and a quarterly distribution policy, it plays a significant role in the retirement planning landscape, balancing income generation with an opportunity for capital appreciation as market conditions evolve.
Performance
NDCRX had a total return of 16.69% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.05%.
Top 10 Holdings
100.02% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds The Income Fund of America® Class R-6 | RIDGX | 20.00% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 20.00% |
| American Funds Capital Income Builder® Class R-6 | RIRGX | 18.00% |
| American Funds Capital World Growth and Income Fund® Class R-6 | RWIGX | 10.00% |
| American Funds Multi-Sector Income R-6 | RMDUX | 7.01% |
| American Funds Global Balanced Fund Class R-6 | RGBGX | 5.01% |
| American Funds American High-Income Trust® Class R-6 | RITGX | 5.01% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 5.01% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 4.99% |
| American Funds AMCAP Fund® Class R-6 | RAFGX | 4.99% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 29, 2025 | $0.5774 | Dec 30, 2025 |
| Sep 26, 2025 | $0.0619 | Sep 29, 2025 |
| Jun 26, 2025 | $0.064 | Jun 27, 2025 |
| Mar 27, 2025 | $0.0615 | Mar 28, 2025 |
| Dec 27, 2024 | $0.1468 | Dec 30, 2024 |
| Sep 26, 2024 | $0.0595 | Sep 27, 2024 |