American Funds Retirement Income Portfolio - Enhanced Class C (NDCRX)

Fund Assets	2.34B
Expense Ratio	1.34%
Min. Investment	$250
Turnover	4.00%
Dividend (ttm)	0.34
Dividend Yield	2.06%
Dividend Growth	2.78%
Payout Frequency	Quarterly
Ex-Dividend Date	Jun 26, 2026

Previous Close	16.34
YTD Return	8.53%
1-Year Return	13.88%
5-Year Return	42.01%
52-Week Low	14.76
52-Week High	16.37
Beta (5Y)	0.62
Holdings	12
Inception Date	Aug 28, 2015

About NDCRX

American Funds Retirement Income Portfolio – Enhanced Class C is a multi-asset mutual fund designed for individuals nearing or in retirement who seek a combination of current income and long-term capital growth, with a particular emphasis on both income and growth objectives. Structured as a 'fund of funds,' it invests across a selection of underlying American Funds, maintaining a diversified asset allocation that blends equities and fixed-income securities. The Enhanced version of the portfolio is tailored for investors comfortable with higher equity exposure and the resulting greater potential for both returns and short-term volatility, compared to more conservative options in the series. This strategic mix seeks to support systematic withdrawals during retirement while addressing the dual challenges of capital preservation and outliving assets. The fund is managed by Capital Research and Management Company, leveraging a longstanding research-driven approach and oversight by a dedicated portfolio committee. With a relatively low minimum investment and a quarterly distribution policy, it plays a significant role in the retirement planning landscape, balancing income generation with an opportunity for capital appreciation as market conditions evolve.

• Fund Family: Capital Group
• Category: Allocation--50% to 70% Equity
• Performance Rating: Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: NDCRX
• Share Class: Class C
• Index: S&P Target Date Retirement Income TR

Performance

NDCRX had a total return of 13.88% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.99%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
FIEWX	Class F-3	0.32%
RVRPX	Class R-6	0.32%
RXRPX	Class R-5	0.38%
FGFWX	Class F-2	0.41%

Top 10 Holdings

96.00% of assets

Name	Symbol	Weight
American Funds American Balanced R-6	RLBGX	20.06%
American Funds Capital Inc Bldr R-6	RIRGX	19.97%
American Funds Income Fd of Amer R-6	RIDGX	15.90%
American Funds Multi-Sector Inc R-6	RMDUX	8.97%
American Funds Cptl Wld Gr&Inc R-6	RWIGX	6.06%
American Funds AMCAP R-6	RAFGX	5.06%
American Funds American Mutual R-6	RMFGX	5.02%
American Funds Global Balanced R-6	RGBGX	5.01%
American Funds American High-Inc R-6	RITGX	4.99%
American Funds Bond Fund of Amer R-6	RBFGX	4.97%

Dividend History

Ex-Dividend	Amount	Pay Date
Jun 26, 2026	$0.0676	Jun 29, 2026
Mar 27, 2026	$0.0583	Mar 30, 2026
Dec 29, 2025	$0.5774	Dec 30, 2025
Sep 26, 2025	$0.0619	Sep 29, 2025
Jun 26, 2025	$0.064	Jun 27, 2025
Mar 27, 2025	$0.0615	Mar 28, 2025

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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