Franklin Retirement Advantage Pl 2045 R4 (PACFX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD

34.89

-0.04 (-0.11%)

At close: Aug 26, 2026

11.90% (1Y)

Fund Assets	327.91M
Expense Ratio	0.83%
Min. Investment	$500
Turnover	21.00%
Dividend (ttm)	0.49
Dividend Yield	1.41%
Dividend Growth	27.44%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	34.93
YTD Return	8.49%
1-Year Return	13.60%
5-Year Return	31.70%
52-Week Low	30.11
52-Week High	35.16
Beta (5Y)	n/a
Holdings	8
Inception Date	Jan 4, 2021

About PACFX

The Putnam Sustainable Retirement 2045 Fund – Class R4 is a target-date mutual fund designed for individuals planning to retire around the year 2045. Its primary objective is to provide long-term capital appreciation and current income, balancing these goals by gradually shifting its asset allocation as the target date approaches. The fund initially emphasizes growth-oriented investments, allocating a significant portion of assets to equity securities, and gradually increases its allocation to fixed-income and more conservative investments over time. A distinguishing feature of this fund is its focus on sustainability: it selects underlying holdings with environmental, social, and governance (ESG) criteria in mind, aiming to generate positive societal impact alongside financial returns. The fund’s portfolio reflects a blend of Putnam’s sustainable equity and fixed-income strategies, offering diversified exposure to both domestic and international markets. As a part of a broader suite of retirement solutions, this fund is tailored for investors seeking a professionally managed, ESG-focused investment vehicle that automatically adjusts risk in accordance with a predetermined retirement horizon.

Fund Family Franklin Templeton Investments

Category Target-Date 2045

Performance Rating Low

Risk Rating Low

Stock Exchange NASDAQ

Ticker Symbol PACFX

Index S&P 500 TR

Performance

PACFX had a total return of 13.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 24.96%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Top Holdings

Name	Symbol	Weight
Franklin Dynamic Asset Allocation Gr P	n/a	84.91%
Franklin Dynamic Asset Allocation Eq P	n/a	5.92%
Putnam Fds Tr	n/a	3.24%
Franklin BSP Lending Fund	FBREX	2.09%
Clarion Partners Real Estate Inc I	CPREX	2.07%
Franklin Dynamic Asset Allocation Bal P	n/a	1.77%
Usd	n/a	0.04%
Usd	n/a	-0.04%

View More Holdings

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$0.4919	Dec 30, 2025
Dec 31, 2024	$0.386	Dec 31, 2024
Dec 29, 2023	$0.415	Dec 29, 2023
Dec 30, 2022	$2.485	Dec 30, 2022
Dec 31, 2021	$2.801	Dec 31, 2021

Full Dividend History