Franklin Retirement Advantage 2055 R6 (PACJX)

Fund Assets	18.80M
Expense Ratio	0.45%
Min. Investment	$500
Turnover	21.00%
Dividend (ttm)	1.28
Dividend Yield	8.80%
Dividend Growth	72.66%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	14.60
YTD Return	13.18%
1-Year Return	20.45%
5-Year Return	71.42%
52-Week Low	12.37
52-Week High	14.72
Beta (5Y)	0.88
Holdings	3
Inception Date	Dec 31, 2019

About PACJX

Putnam Retirement Advantage 2055 Fund is a target-date mutual fund designed primarily for individuals planning to retire around the year 2055. This fund employs a diversified investment approach, allocating assets among a mix of underlying Putnam mutual funds to provide long-term growth potential during the early years and gradually shifting toward more conservative investments as the target retirement date approaches. The underlying holdings span both U.S. and international equities as well as fixed income and money market instruments, seeking to balance growth and risk throughout the investor's lifecycle. Notable for its active management, the fund adjusts its portfolio allocation periodically to align with the evolving risk profile typical of retirement-focused strategies. By integrating a broad array of asset classes and investment styles, the fund aims to deliver a smoother investment experience across various market conditions, supporting retirement planning needs over a multi-decade horizon. Managed by a team with expertise in global asset allocation, the Putnam Retirement Advantage 2055 Fund serves as a cornerstone option for retirement accounts, such as 401(k)s and IRAs, for investors targeting retirement in the mid-2050s.

• Fund Family: Franklin Templeton Investments
• Category: Target-Date 2055
• Performance Rating: High
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PACJX
• Share Class: Class R6 Shares
• Index: S&P Target Date To 2055 TR

Performance

PACJX had a total return of 20.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 13.52%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PAAWX	Class Y Shares	0.55%
PADYX	Class A Shares	0.80%
PACSX	Class R Shares	1.20%
PACWX	Class C Shares	1.55%

Top Holdings

99.87% of assets

Name	Symbol	Weight
Putnam Dynamic Asset Allocation Growth Fund, Class P	n/a	65.36%
Putnam Dynamic Asset Allocation Equity Fund, Class P	n/a	34.08%
Putnam Short Term Investment Fund, Class P	n/a	0.43%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.2829	Dec 30, 2025
Dec 31, 2024	$0.743	Dec 31, 2024
Dec 29, 2023	$0.498	Dec 29, 2023
Dec 30, 2022	$0.845	Dec 30, 2022
Dec 31, 2021	$2.031	Dec 31, 2021
Dec 31, 2020	$0.222	Dec 31, 2020

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Aug 28, 2026

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