Principal LifeTime Hybrid Income J (PHJFX)

Fund Assets	184.34M
Expense Ratio	0.48%
Min. Investment	$1,000
Turnover	24.10%
Dividend (ttm)	0.48
Dividend Yield	4.22%
Dividend Growth	52.43%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	11.47
YTD Return	5.42%
1-Year Return	9.20%
5-Year Return	21.56%
52-Week Low	10.69
52-Week High	11.49
Beta (5Y)	0.27
Holdings	13
Inception Date	Mar 1, 2018

About PHJFX

Principal LifeTime Hybrid Income Fund Class J is a multi-asset target‑date retirement income fund designed for investors roughly ten years beyond the typical retirement age. Its primary objective is to provide current income, with capital appreciation as a secondary goal. The fund operates as a fund‑of‑funds, allocating across underlying Principal index and active strategies spanning U.S. and international equities, core and short‑term fixed income, high yield, inflation‑protected securities, and real assets to maintain diversified exposure while emphasizing income generation and capital preservation. The glide path is managed to a conservative mix appropriate for post‑retirement spending needs, with periodic rebalancing intended to control risk as markets evolve. The fund is benchmarked to an income‑stage target‑date index and assumes gradual withdrawals during retirement, without guarantees of principal. Its role in the market is to serve as an all‑in‑one, professionally managed solution for retirees seeking steady distributions and broad diversification beyond traditional stocks and bonds within a single vehicle, leveraging Principal’s investment platform and underlying fund lineup.

• Fund Family: Principal Funds
• Category: Target-Date Retirement
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PHJFX
• Share Class: Class J
• Index: S&P Target Date Retirement Income TR

Performance

PHJFX had a total return of 9.20% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.12%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLTYX	R-6	0.31%
PHTFX	Institutional Class	0.34%

Top 10 Holdings

98.89% of assets

Name	Symbol	Weight
Principal Bond Market Index Institutional Class	PNIIX	33.73%
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	19.65%
Principal Short-Term Income Fund Institutional Class	PSHIX	16.36%
Principal International Equity R-6	PIIDX	9.03%
Principal High Yield R-6	PHYFX	6.33%
Principal Inflation Protection Fund Institutional Class	PIPIX	5.59%
Principal Glb Emerging Markets R6	PIIMX	2.66%
Principal SmallCap S&P 600 Index R6	PSPIX	1.91%
Principal Real Estate Securities Fd R6	PFRSX	1.84%
Principal MidCap S&P 400 Index R6	PMAPX	1.80%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3554	Dec 31, 2025
Dec 18, 2025	$0.1272	Dec 18, 2025
Dec 31, 2024	$0.3017	Dec 31, 2024
Dec 19, 2024	$0.0149	Dec 19, 2024
Dec 29, 2023	$0.3053	Dec 29, 2023
Dec 20, 2023	$0.0426	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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