Principal LifeTime Hybrid 2045 Fund Class J (PHJYX)
| Fund Assets | 627.89M |
| Expense Ratio | 0.59% |
| Min. Investment | $1,000 |
| Turnover | 20.20% |
| Dividend (ttm) | 0.84 |
| Dividend Yield | 4.73% |
| Dividend Growth | 73.55% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 17.71 |
| YTD Return | 2.78% |
| 1-Year Return | 17.92% |
| 5-Year Return | 51.67% |
| 52-Week Low | 12.95 |
| 52-Week High | 17.94 |
| Beta (5Y) | n/a |
| Holdings | 10 |
| Inception Date | Mar 1, 2018 |
About PHJYX
Principal LifeTime Hybrid 2045 Fund Class J is a mutual fund structured as a target date fund, with an investment strategy designed for individuals aiming to retire around the year 2045. Its primary objective is to achieve a total return that combines long-term capital growth and current income. The fund accomplishes this by investing in a diversified selection of underlying Principal-managed funds, encompassing domestic and international equities, fixed income, real assets, and alternative investments. This broad exposure seeks to balance growth potential with income generation, gradually shifting its asset allocation to become more conservative as the 2045 target date approaches. Notable characteristics include a semi-annual dividend payout and a moderate expense ratio, making it suitable for investors pursuing an all-in-one retirement solution. As part of the broader landscape of target date funds, the Principal LifeTime Hybrid 2045 Fund Class J plays a significant role in retirement planning, offering an automated, professionally managed approach to asset allocation and risk management over an investor’s lifecycle.
Performance
PHJYX had a total return of 17.92% in the past year, including dividends. Since the fund's inception, the average annual return has been 14.80%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 49.90% |
| Principal International Equity Fund R-6 Class | PIIDX | 22.87% |
| Principal Bond Market Index Institutional Class | PNIIX | 10.84% |
| Principal Global Emerging Markets Fund Class R6 | PIIMX | 4.64% |
| Principal MidCap S&P 400 Index Fund Class R6 | PMAPX | 4.25% |
| Principal SmallCap S&P 600 Index Fund Class R6 | PSPIX | 4.17% |
| Principal High Yield Fund Class R-6 | PHYFX | 2.33% |
| Principal Real Estate Securities Fund Class R6 | PFRSX | 1.96% |
| Principal International Small Company Fund R6 | PFISX | 1.20% |
| CASH & RECEIVABLES | n/a | -2.17% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.3635 | Dec 31, 2025 |
| Dec 18, 2025 | $0.4749 | Dec 18, 2025 |
| Dec 31, 2024 | $0.3038 | Dec 31, 2024 |
| Dec 19, 2024 | $0.1793 | Dec 19, 2024 |
| Dec 29, 2023 | $0.260 | Dec 29, 2023 |
| Dec 20, 2023 | $0.1474 | Dec 20, 2023 |