Principal LifeTime Hybrid 2045 J (PHJYX)

Fund Assets	627.89M
Expense Ratio	0.486%
Min. Investment	$1,000
Turnover	20.20%
Dividend (ttm)	0.36
Dividend Yield	1.92%
Dividend Growth	19.65%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	18.86
YTD Return	9.27%
1-Year Return	12.78%
5-Year Return	54.57%
52-Week Low	16.56
52-Week High	19.41
Beta (5Y)	0.87
Holdings	9
Inception Date	Mar 1, 2018

About PHJYX

Principal LifeTime Hybrid 2045 Fund Class J is a mutual fund structured as a target date fund, with an investment strategy designed for individuals aiming to retire around the year 2045. Its primary objective is to achieve a total return that combines long-term capital growth and current income. The fund accomplishes this by investing in a diversified selection of underlying Principal-managed funds, encompassing domestic and international equities, fixed income, real assets, and alternative investments. This broad exposure seeks to balance growth potential with income generation, gradually shifting its asset allocation to become more conservative as the 2045 target date approaches. Notable characteristics include a semi-annual dividend payout and a moderate expense ratio, making it suitable for investors pursuing an all-in-one retirement solution. As part of the broader landscape of target date funds, the Principal LifeTime Hybrid 2045 Fund Class J plays a significant role in retirement planning, offering an automated, professionally managed approach to asset allocation and risk management over an investor’s lifecycle.

• Fund Family: Principal Funds
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: PHJYX
• Share Class: Class J
• Index: S&P Target Date 2045 TR

Performance

PHJYX had a total return of 12.78% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.07%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLNTX	R-6	0.32%
PHTYX	Institutional Class	0.35%

Top Holdings

Name	Symbol	Weight
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	47.31%
Principal International Equity R-6	PIIDX	21.90%
Principal Bond Market Index Institutional Class	PNIIX	10.74%
Principal Glb Emerging Markets R6	PIIMX	6.03%
Principal SmallCap S&P 600 Index R6	PSPIX	4.38%
Principal MidCap S&P 400 Index R6	PMAPX	4.13%
Principal Real Estate Securities Fd R6	PFRSX	2.42%
Principal High Yield R-6	PHYFX	2.31%
Principal International Small Company R6	PFISX	0.78%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3635	Dec 31, 2025
Dec 18, 2025	$0.4749	Dec 18, 2025
Dec 31, 2024	$0.3038	Dec 31, 2024
Dec 19, 2024	$0.1793	Dec 19, 2024
Dec 29, 2023	$0.260	Dec 29, 2023
Dec 20, 2023	$0.1474	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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