Principal LifeTime 2020 J (PLFJX)
| Fund Assets | 2.06B |
| Expense Ratio | 0.64% |
| Min. Investment | $1,000 |
| Turnover | 27.40% |
| Dividend (ttm) | 1.20 |
| Dividend Yield | 9.57% |
| Dividend Growth | 36.22% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 12.56 |
| YTD Return | 4.08% |
| 1-Year Return | 8.99% |
| 5-Year Return | 26.39% |
| 52-Week Low | 11.72 |
| 52-Week High | 13.23 |
| Beta (5Y) | 0.56 |
| Holdings | 19 |
| Inception Date | Jun 15, 2001 |
About PLFJX
Principal LifeTime 2020 Fund is a target date mutual fund designed for individuals planning to retire near the year 2020. The fund follows a diversified asset allocation strategy, adjusting over time to become more conservative as the retirement date approaches. Its portfolio consists of underlying Principal-managed funds spanning domestic and international equities, fixed-income, and real asset investments, providing broad market exposure for investors seeking both growth and income. The fund is managed as a fund of funds, including significant allocations to core fixed income, short-term income, and major U.S. equity segments, as well as inflation-protected and high yield bonds. Principal LifeTime 2020 Fund plays a significant role for investors seeking a professionally managed, all-in-one retirement solution that automatically adjusts its risk profile as retirement nears. Backed by experienced portfolio managers, this fund aims to offer a balanced approach tailored to investors close to the target retirement date, supporting their transition from asset growth to income preservation and stability in later years.
Performance
PLFJX had a total return of 8.99% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.67%.
Top 10 Holdings
90.60% of assets| Name | Symbol | Weight |
|---|---|---|
| Principal Core Fixed Income R6 | PICNX | 32.10% |
| Principal Short-Term Income Fund Institutional Class | PSHIX | 13.89% |
| Principal LargeCap S&P 500 Index Fund Institutional Class | PLFIX | 11.75% |
| Principal International Equity R-6 | PIIDX | 10.38% |
| Principal High Yield R-6 | PHYFX | 5.86% |
| Principal Inflation Protection Fund Institutional Class | PIPIX | 5.17% |
| Principal Glb Emerging Markets R6 | PIIMX | 3.04% |
| Principal Equity Income Fund Institutional Class | PEIIX | 2.97% |
| Principal LargeCap Value Fund III Institutional Class | PLVIX | 2.77% |
| Principal LargeCap Growth I R6 | PLCGX | 2.66% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.3997 | Dec 31, 2025 |
| Dec 18, 2025 | $0.8019 | Dec 18, 2025 |
| Dec 31, 2024 | $0.3539 | Dec 31, 2024 |
| Dec 19, 2024 | $0.5282 | Dec 19, 2024 |
| Dec 29, 2023 | $0.3288 | Dec 29, 2023 |
| Dec 20, 2023 | $0.2668 | Dec 20, 2023 |