Principal LifeTime 2020 J (PLFJX)

Fund Assets	2.06B
Expense Ratio	0.64%
Min. Investment	$1,000
Turnover	27.40%
Dividend (ttm)	0.40
Dividend Yield	3.16%
Dividend Growth	12.94%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	12.66
YTD Return	5.41%
1-Year Return	8.66%
5-Year Return	26.69%
52-Week Low	11.72
52-Week High	13.23
Beta (5Y)	0.56
Holdings	21
Inception Date	Jun 15, 2001

About PLFJX

Principal LifeTime 2020 Fund is a target date mutual fund designed for individuals planning to retire near the year 2020. The fund follows a diversified asset allocation strategy, adjusting over time to become more conservative as the retirement date approaches. Its portfolio consists of underlying Principal-managed funds spanning domestic and international equities, fixed-income, and real asset investments, providing broad market exposure for investors seeking both growth and income. The fund is managed as a fund of funds, including significant allocations to core fixed income, short-term income, and major U.S. equity segments, as well as inflation-protected and high yield bonds. Principal LifeTime 2020 Fund plays a significant role for investors seeking a professionally managed, all-in-one retirement solution that automatically adjusts its risk profile as retirement nears. Backed by experienced portfolio managers, this fund aims to offer a balanced approach tailored to investors close to the target retirement date, supporting their transition from asset growth to income preservation and stability in later years.

• Fund Family: Principal Funds
• Category: Target-Date 2020
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PLFJX
• Share Class: Class J
• Index: S&P Target Date 2020 TR

Performance

PLFJX had a total return of 8.66% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.69%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLWIX	Institutional Class	0.48%
PTBPX	R-5	0.73%
PTBAX	Class A	0.80%
PTBMX	R-3	1.04%

Top 10 Holdings

90.56% of assets

Name	Symbol	Weight
Principal Core Fixed Income R6	PICNX	32.15%
Principal Short-Term Income Fund Institutional Class	PSHIX	13.91%
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	11.67%
Principal International Equity R-6	PIIDX	10.35%
Principal High Yield R-6	PHYFX	5.86%
Principal Inflation Protection Fund Institutional Class	PIPIX	5.14%
Principal Glb Emerging Markets R6	PIIMX	3.05%
Principal Equity Income Fund Institutional Class	PEIIX	3.03%
Principal LargeCap Value Fund III Institutional Class	PLVIX	2.82%
Principal LargeCap Growth I R6	PLCGX	2.59%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3997	Dec 31, 2025
Dec 18, 2025	$0.8019	Dec 18, 2025
Dec 31, 2024	$0.3539	Dec 31, 2024
Dec 19, 2024	$0.5282	Dec 19, 2024
Dec 29, 2023	$0.3288	Dec 29, 2023
Dec 20, 2023	$0.2668	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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