Principal Large Cap S&P 500 Index R3 (PLFMX)

Fund Assets	13.36B
Expense Ratio	0.66%
Min. Investment	$1,000
Turnover	4.20%
Dividend (ttm)	0.78
Dividend Yield	2.14%
Dividend Growth	22.65%
Payout Frequency	n/a
Ex-Dividend Date	Dec 19, 2025

Previous Close	36.51
YTD Return	12.14%
1-Year Return	18.93%
5-Year Return	79.75%
52-Week Low	30.12
52-Week High	37.09
Beta (5Y)	1.00
Holdings	508
Inception Date	Dec 6, 2000

About PLFMX

Principal LargeCap S&P 500 Index Fund R3 Class is a mutual fund designed to closely track the performance of the S&P 500 Index, which represents the largest publicly traded companies in the United States. As an index fund, its primary purpose is to offer investors broad exposure to the U.S. large-cap equity market by investing at least 80% of its net assets in the same companies that compose the S&P 500 at the time of purchase. This approach allows the fund to reflect the risk and return characteristics of the large-cap equity universe, making it a foundational option for diversified long-term growth strategies within retirement or general investment portfolios. Key characteristics of the fund include a portfolio that typically mirrors the S&P 500’s sector allocations and leading constituents, with top holdings frequently including major technology, consumer cyclical, and communication services firms. The fund is categorized under the "Large Blend" style, balancing growth and value stocks, and is managed with a focus on minimizing turnover and maintaining low tracking error relative to its benchmark. The R3 Class structure often targets retirement plans, providing access to institutional investment management with a moderate expense ratio and annual dividend distributions. The fund’s significance lies in its role as a core holding that enables investors to participate in the performance of the broader U.S. stock market with a single, diversified investment.

• Fund Family: Principal Funds
• Category: Large Blend
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PLFMX
• Share Class: R-3
• Index: S&P 500 TR

Performance

PLFMX had a total return of 18.93% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.19%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FDFIX	Fidelity	Fidelity Flex 500 Index Fund	n/a
VFFSX	Vanguard	Vanguard 500 Index Institutional Select	0.01%
FLCPX	Fidelity	Fidelity SAI U.S. Large Cap Index Fund	0.02%
VFIAX	Vanguard	Vanguard 500 Index Fund Admiral Shares	0.04%
FXAIX	Fidelity	Fidelity 500 Index Fund	0.02%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLFIX	Institutional Class	0.10%
PSPJX	Class J	0.27%
PLSAX	Class A	0.31%
PLFPX	R-5	0.35%

Top 10 Holdings

35.87% of assets

Name	Symbol	Weight
NVIDIA Corporation	NVDA	7.40%
Apple Inc.	AAPL	6.49%
Microsoft Corporation	MSFT	4.23%
Amazon.com, Inc.	AMZN	3.56%
Alphabet Inc.	GOOGL	3.20%
Broadcom Inc.	AVGO	2.73%
Alphabet Inc.	GOOG	2.55%
Micron Technology, Inc.	MU	1.99%
Meta Platforms, Inc.	META	1.89%
Tesla, Inc.	TSLA	1.81%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$0.1239	Dec 19, 2025
Dec 18, 2025	$0.6574	Dec 18, 2025
Dec 20, 2024	$0.2038	Dec 20, 2024
Dec 19, 2024	$0.4332	Dec 19, 2024
Dec 21, 2023	$0.2067	Dec 21, 2023
Dec 20, 2023	$0.6387	Dec 20, 2023

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Aug 25, 2026

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