Principal LifeTime Strategic Inc R3 (PLSMX)

Fund Assets	731.17M
Expense Ratio	1.04%
Min. Investment	$0.00
Turnover	26.70%
Dividend (ttm)	0.34
Dividend Yield	2.85%
Dividend Growth	11.10%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	12.01
YTD Return	4.62%
1-Year Return	7.12%
5-Year Return	18.07%
52-Week Low	11.23
52-Week High	12.10
Beta (5Y)	0.31
Holdings	21
Inception Date	Mar 1, 2001

About PLSMX

Principal LifeTime Strategic Income Fund R-3 Class is a mutual fund designed to meet the needs of investors who are in or approaching retirement. As a target-date retirement fund, it primarily seeks to provide current income, with capital appreciation as a secondary objective. The fund operates as a fund of funds, allocating its assets across a diversified selection of underlying Principal Funds and Principal Exchange-Traded Funds (ETFs). These underlying funds encompass a broad mix of domestic and international equities, fixed-income instruments, and real assets, ensuring exposure to multiple sectors and asset classes as part of a strategy intended for conservative income generation later in life. The fund regularly adjusts its allocations to maintain a portfolio suitable for individuals approximately ten years past normal retirement age, favoring more conservative investments as participants age. Notably, its largest holdings are in core fixed-income and short-term income funds, complemented by allocations to equity and inflation-protection funds. Managed by a team of experienced professionals, the fund plays a significant role in retirement planning by offering a balance of income and risk management to those focused on asset preservation during their retirement years.

• Fund Family: Principal Funds
• Category: Target-Date Retirement
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PLSMX
• Share Class: R-3
• Index: S&P Target Date Retirement Income TR

Performance

PLSMX had a total return of 7.12% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.93%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PLSIX	Institutional Class	0.46%
PLSJX	Class J	0.64%
PLSPX	R-5	0.73%
PALTX	Class A	0.84%

Top 10 Holdings

91.34% of assets

Name	Symbol	Weight
Principal Core Fixed Income R6	PICNX	33.78%
Principal Short-Term Income Fund Institutional Class	PSHIX	16.41%
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	10.11%
Principal International Equity R-6	PIIDX	9.04%
Principal High Yield R-6	PHYFX	6.35%
Principal Inflation Protection Fund Institutional Class	PIPIX	5.56%
Principal Glb Emerging Markets R6	PIIMX	2.66%
Principal Equity Income Fund Institutional Class	PEIIX	2.66%
Principal LargeCap Value Fund III Institutional Class	PLVIX	2.48%
Principal LargeCap Growth I R6	PLCGX	2.28%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3413	Dec 31, 2025
Dec 18, 2025	$0.2597	Dec 18, 2025
Dec 31, 2024	$0.3072	Dec 31, 2024
Dec 19, 2024	$0.1606	Dec 19, 2024
Dec 29, 2023	$0.234	Dec 29, 2023
Dec 30, 2022	$0.221	Dec 30, 2022

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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