American Funds 2020 Trgt Date Ret IncR-1 (RACTX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
14.67
-0.04 (-0.27%)
At close: Jul 7, 2026
Fund Assets13.85B
Expense Ratio1.39%
Min. Investment$250
Turnovern/a
Dividend (ttm)1.00
Dividend Yield6.77%
Dividend Growth68.82%
Payout FrequencyAnnual
Ex-Dividend DateDec 24, 2025
Previous Close14.71
YTD Return4.49%
1-Year Return9.69%
5-Year Return26.41%
52-Week Low13.77
52-Week High15.05
Beta (5Y)0.43
Holdings21
Inception DateFeb 1, 2007

About RACTX

The American Funds 2020 Trgt Date Ret IncR-1 (RACTX) seeks to provide for investors that plan to retire in 2020. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

Category Target-Date 2020
Stock Exchange NASDAQ
Ticker Symbol RACTX
Share Class Class R-1
Index S&P Target Date 2020 TR

Performance

RACTX had a total return of 9.69% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.96%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
RRCTXClass R-60.30%
FCCTXClass F-30.30%
RECTXClass R-50.35%
FBCTXClass F-20.38%

Top 10 Holdings

70.90% of assets
NameSymbolWeight
American Funds Income Fd of Amer R-6RIDGX12.34%
American Funds The Bond Fund of AmericaRBFGX8.58%
American Funds American Balanced R6RLBGX7.69%
American Funds Inflation Linked Bd R6RILFX7.29%
American Funds Interm Bd Fd of Amer R6RBOGX6.85%
American Funds Capital Income Bldr R6RIRGX6.37%
American Funds American Mutual R6RMFGX6.06%
American Funds Mortgage R6RMAGX5.96%
American Funds Capital World Gr&Inc R6RWIGX5.02%
American Funds Washington Mutual R6RWMGX4.74%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 24, 2025$0.9957Dec 26, 2025
Dec 26, 2024$0.5898Dec 27, 2024
Dec 22, 2023$0.3188Dec 26, 2023
Dec 23, 2022$0.3629Dec 27, 2022
Dec 27, 2021$0.7488Dec 28, 2021
Dec 28, 2020$0.4663Dec 29, 2020
Full Dividend History