About RAHTX
The American Funds 2045 Target Date Retirement Fund® Class R-1 is a mutual fund specifically designed for individuals planning to retire around the year 2045. Its primary purpose is to offer a professionally managed, all-in-one investment solution that automatically adjusts its asset allocation over time. Early in the investment period, the fund emphasizes growth by allocating a significant portion of assets to equities, including both U.S. and international stocks, with notable exposure to sectors such as information technology, financials, and industrials. As the target retirement date approaches, the fund gradually shifts its focus toward income generation and capital preservation by increasing allocations to fixed income, equity-income, and balanced funds. This glide path seeks to balance total return potential with increasing stability as investors near retirement. Managed by Capital Research and Management Company, the fund pools investments into a diversified mix of underlying American Funds, providing broad exposure across markets and asset classes. This structure aims to simplify retirement planning for investors, adapting to changing risk profiles as retirement nears, and supporting long-term retirement goals through thoughtful asset allocation adjustments.
Fund Family Capital Group
Category Target-Date 2045
Performance Rating Average
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol RAHTX
Share Class Class R-1
Index S&P Target Date 2045 TR
RAHTX had a total return of 13.37% in the past year, including dividends. Since the fund's
inception, the average annual return has been 7.66%.
