About RAMTX
American Funds 2055 Target Date Retirement Fund Class R-1 is a target-date mutual fund designed to provide a comprehensive investment strategy for individuals aiming to retire around the year 2055. Managed by Capital Research and Management Company, the fund strategically allocates assets across a diversified portfolio of underlying American Funds, emphasizing growth in its early years and gradually shifting toward income and capital preservation as its target date approaches. This dynamic allocation primarily includes U.S. and international equities, fixed income, and balanced funds, with notable sector concentrations such as information technology, industrials, and financials, among others. As of March 31, 2025, the fund held over $24 billion in assets spread across more than 3,000 holdings, and it maintains a low portfolio turnover, indicating a long-term investment approach. The fund is intended as a single-fund solution for retirement savers, automatically adjusting its risk profile to align with the changing needs of investors as they progress toward and through retirement.
Fund Family Capital Group
Category Target-Date 2055
Performance Rating Below Average
Risk Rating Low
Stock Exchange Nasdaq
Ticker Symbol RAMTX
Share Class Class R-1
Index S&P Target Date 2055 TR
RAMTX had a total return of 11.21% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.57%.
