American Funds 2020 Trgt Date Ret IncR-4 (RDCTX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
14.85
-0.04 (-0.27%)
At close: Jul 7, 2026
Fund Assets13.85B
Expense Ratio0.65%
Min. Investment$250
Turnovern/a
Dividend (ttm)1.10
Dividend Yield7.37%
Dividend Growth59.09%
Payout FrequencyAnnual
Ex-Dividend DateDec 24, 2025
Previous Close14.89
YTD Return4.95%
1-Year Return10.48%
5-Year Return31.08%
52-Week Low13.91
52-Week High15.26
Beta (5Y)0.44
Holdings21
Inception DateFeb 1, 2007

About RDCTX

The American Funds 2020 Trgt Date Ret IncR-4 (RDCTX) seeks to provide for investors that plan to retire in 2020. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

Category Target-Date 2020
Stock Exchange NASDAQ
Ticker Symbol RDCTX
Share Class Class R-4
Index S&P Target Date 2020 TR

Performance

RDCTX had a total return of 10.48% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.75%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
RRCTXClass R-60.30%
FCCTXClass F-30.30%
RECTXClass R-50.35%
FBCTXClass F-20.38%

Top 10 Holdings

70.90% of assets
NameSymbolWeight
American Funds Income Fd of Amer R-6RIDGX12.34%
American Funds The Bond Fund of AmericaRBFGX8.58%
American Funds American Balanced R6RLBGX7.69%
American Funds Inflation Linked Bd R6RILFX7.29%
American Funds Interm Bd Fd of Amer R6RBOGX6.85%
American Funds Capital Income Bldr R6RIRGX6.37%
American Funds American Mutual R6RMFGX6.06%
American Funds Mortgage R6RMAGX5.96%
American Funds Capital World Gr&Inc R6RWIGX5.02%
American Funds Washington Mutual R6RWMGX4.74%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 24, 2025$1.0968Dec 26, 2025
Dec 26, 2024$0.6894Dec 27, 2024
Dec 22, 2023$0.4192Dec 26, 2023
Dec 23, 2022$0.473Dec 27, 2022
Dec 27, 2021$0.8924Dec 28, 2021
Dec 28, 2020$0.5726Dec 29, 2020
Full Dividend History