About RDJTX
The American Funds 2055 Target Date Retirement Fund Class R-4 is a target date mutual fund managed by Capital Research and Management Company, designed for individuals planning to retire around the year 2055. Its primary purpose is to provide a diversified investment solution that automatically adjusts its asset allocation over time, shifting from a growth-oriented mix to a more conservative allocation as the target retirement date approaches and extends through retirement. The fund invests in a broad portfolio of underlying American Funds, including equity, fixed income, and balanced funds, spanning sectors such as information technology, industrials, financials, health care, and consumer discretionary. As of late 2024, the fund managed assets exceeding $24 billion and held positions in over 2,500 securities. Class R-4 shares are tailored for employer-sponsored retirement plans, offering lower fees than many retail classes. The fund’s strategy supports both capital appreciation and risk management, with its “glide path” designed to balance growth, income, and capital preservation through and well beyond the retirement year, seeking to meet long-term retirement income needs while dampening portfolio volatility along the way.
Fund Family Capital Group
Category Target-Date 2055
Performance Rating Above Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol RDJTX
Share Class Class R-4
Index S&P Target Date 2055 TR
RDJTX had a total return of 19.03% in the past year, including dividends.
Since the fund's inception, the average annual return has been 10.68%.
