American Funds 2055 Target Date Retirement Fund® Class R-4 (RDJTX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
28.67
+0.13 (0.46%)
Jun 27, 2025, 4:00 PM EDT
12.08%
Fund Assets 25.81B
Expense Ratio 0.73%
Min. Investment $250
Turnover 5.00%
Dividend (ttm) 0.83
Dividend Yield 2.89%
Dividend Growth 60.28%
Payout Frequency Annual
Ex-Dividend Date Dec 26, 2024
Previous Close 28.54
YTD Return 10.02%
1-Year Return 15.60%
5-Year Return 74.36%
52-Week Low 23.21
52-Week High 28.79
Beta (5Y) n/a
Holdings 19
Inception Date Feb 1, 2010

About RDJTX

The American Funds 2055 Target Date Retirement Fund Class R-4 is a target date mutual fund managed by Capital Research and Management Company, designed for individuals planning to retire around the year 2055. Its primary purpose is to provide a diversified investment solution that automatically adjusts its asset allocation over time, shifting from a growth-oriented mix to a more conservative allocation as the target retirement date approaches and extends through retirement. The fund invests in a broad portfolio of underlying American Funds, including equity, fixed income, and balanced funds, spanning sectors such as information technology, industrials, financials, health care, and consumer discretionary. As of late 2024, the fund managed assets exceeding $24 billion and held positions in over 2,500 securities. Class R-4 shares are tailored for employer-sponsored retirement plans, offering lower fees than many retail classes. The fund’s strategy supports both capital appreciation and risk management, with its “glide path” designed to balance growth, income, and capital preservation through and well beyond the retirement year, seeking to meet long-term retirement income needs while dampening portfolio volatility along the way.

Fund Family American Funds
Category Target-Date 2055
Stock Exchange NASDAQ
Ticker Symbol RDJTX
Share Class Class R-4
Index S&P Target Date 2055 TR

Performance

RDJTX had a total return of 15.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.06%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol Share Class Expense Ratio
RFKTX Class R-6 0.38%
FCJTX Class F-3 0.38%
REKTX Class R-5 0.43%
FBJTX Class F-2 0.47%

Top 10 Holdings

76.75% of assets
Name Symbol Weight
American Funds New Perspective Fund® Class R-6 RNPGX 9.07%
American Funds SMALLCAP World Fund® Class R-6 RLLGX 8.96%
American Funds Fundamental Investors® Class R-6 RFNGX 8.92%
American Funds Capital World Growth and Income Fund® Class R-6 RWIGX 7.95%
American Funds Washington Mutual Investors Fund Class R-6 RWMGX 7.93%
American Funds New World Fund® Class R-6 RNWGX 7.87%
American Funds The Growth Fund of America® Class R-6 RGAGX 7.02%
American Funds AMCAP Fund® Class R-6 RAFGX 6.95%
American Funds American Mutual Fund® Class R-6 RMFGX 6.04%
American Funds American Balanced Fund® Class R-6 RLBGX 6.03%
View More Holdings

Dividend History

Ex-Dividend Amount Pay Date
Dec 26, 2024 $0.833 Dec 27, 2024
Dec 22, 2023 $0.5197 Dec 26, 2023
Dec 23, 2022 $1.3575 Dec 27, 2022
Dec 27, 2021 $1.0812 Dec 28, 2021
Dec 28, 2020 $0.6819 Dec 29, 2020
Dec 30, 2019 $0.7938 Dec 31, 2019
Full Dividend History