About REOTX
American Funds 2065 Target Date Retirement Fund Class R-5 is an open-end mutual fund designed to help investors prepare for retirement with a projected date around the year 2065. As a target date fund, it offers a diversified portfolio that evolves over time to match the shifting financial needs of individuals as they approach retirement age. The fund’s key objective is to balance growth, income, and capital preservation, initially focusing on capital appreciation through substantial equity exposure and progressively allocating more assets to fixed income and income-generating investments as the target date nears.
The portfolio invests in a blend of underlying American Funds, primarily concentrated in U.S. equities, non-U.S. equities, and fixed income securities. As of mid-2025, its largest sector exposures include information technology, industrials, and financials, with smaller allocations to areas like healthcare and real estate. Managed by Capital Research and Management Company, known for its long-term, research-driven approach, the fund leverages the expertise of seasoned asset managers to oversee allocation adjustments and security selection. The fund serves as a comprehensive solution for retirement savers, aiming to provide a prudent, professionally managed investment that adapts to an investor’s lifecycle, mitigating risk as the retirement date approaches.
Fund Family American Funds
Category Target-Date 2065+
Stock Exchange NASDAQ
Ticker Symbol REOTX
Share Class Class R-5
Index S&P Target Date 2065+ TR
REOTX had a total return of 13.49% in the past year, including dividends. Since the fund's
inception, the average annual return has been 15.59%.
