American Funds 2050 Target Date Retirement Fund® Class R-6 (RFITX)
| Fund Assets | 39.43B |
| Expense Ratio | 0.37% |
| Min. Investment | $250 |
| Turnover | 5.00% |
| Dividend (ttm) | 1.44 |
| Dividend Yield | 5.92% |
| Dividend Growth | 90.25% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 24, 2025 |
| Previous Close | 24.33 |
| YTD Return | 2.57% |
| 1-Year Return | 18.39% |
| 5-Year Return | 55.42% |
| 52-Week Low | 17.66 |
| 52-Week High | 24.63 |
| Beta (5Y) | n/a |
| Holdings | 20 |
| Inception Date | Jul 13, 2009 |
About RFITX
The American Funds 2050 Target Date Retirement Fund® Class R-6 is a target-date mutual fund designed to help investors plan for retirement around the year 2050. Its primary function is to provide a diversified, professionally managed portfolio that automatically adjusts its asset mix over time. Early in its lifecycle, the fund emphasizes growth by allocating more to equity funds, including both domestic and international stocks, with a notable portion in large growth and growth-oriented funds. As the target date approaches and passes, the fund gradually shifts toward more conservative holdings—such as fixed income, equity-income, and balanced funds—in an effort to balance long-term capital appreciation with income and the preservation of capital. The fund is actively managed by a team at Capital Research and Management Company and invests primarily through allocations to other American Funds, covering various investment objectives and sectors. Its structure allows investors to use a single fund solution for retirement savings, with automatic rebalancing and risk adjustment along a predefined glide path. The fund’s significant asset base and role in retirement plans underscore its importance in providing a streamlined retirement savings vehicle for individuals planning for mid-century retirement.
Performance
RFITX had a total return of 18.39% in the past year, including dividends. Since the fund's inception, the average annual return has been 15.76%.
Top 10 Holdings
73.38% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds New Perspective Fund® Class R-6 | RNPGX | 8.60% |
| American Funds Fundamental Investors® Class R-6 | RFNGX | 8.02% |
| American Funds SMALLCAP World Fund® Class R-6 | RLLGX | 7.79% |
| American Funds Washington Mutual Investors Fund Class R-6 | RWMGX | 7.78% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.20% |
| American Funds Capital World Growth and Income Fund® Class R-6 | RWIGX | 7.02% |
| American Funds Growth Fund of Amer R6 | RGAGX | 6.99% |
| American Funds AMCAP Fund® Class R-6 | RAFGX | 6.99% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 6.98% |
| American Funds New World Fund® Class R-6 | RNWGX | 6.01% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 24, 2025 | $1.4404 | Dec 26, 2025 |
| Dec 26, 2024 | $0.7571 | Dec 27, 2024 |
| Dec 22, 2023 | $0.4956 | Dec 26, 2023 |
| Dec 23, 2022 | $1.1751 | Dec 27, 2022 |
| Dec 27, 2021 | $0.9704 | Dec 28, 2021 |
| Dec 28, 2020 | $0.6386 | Dec 29, 2020 |