American Funds 2060 Trgt Date Retire R6 (RFUTX)
| Fund Assets | 18.07B |
| Expense Ratio | 0.39% |
| Min. Investment | $250 |
| Turnover | 5.00% |
| Dividend (ttm) | 1.14 |
| Dividend Yield | 4.99% |
| Dividend Growth | 89.90% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 24, 2025 |
| Previous Close | 22.65 |
| YTD Return | 10.38% |
| 1-Year Return | 20.41% |
| 5-Year Return | 58.07% |
| 52-Week Low | 19.30 |
| 52-Week High | 22.87 |
| Beta (5Y) | 0.91 |
| Holdings | 18 |
| Inception Date | Mar 27, 2015 |
About RFUTX
The American Funds 2060 Target Date Retirement Fund Class R-6 is a mutual fund tailored for individuals planning to retire around the year 2060. Its primary objective is to support long-term retirement planning by providing a diversified investment portfolio that automatically adjusts its allocation over time. Early in its lifecycle, the fund emphasizes growth by investing more heavily in equities; as the target retirement date approaches, it gradually shifts toward fixed income, equity-income, and balanced funds to prioritize income and capital preservation. This evolving asset mix aims to balance total return and risk in accordance with the investor’s changing needs. Managed by Capital Research and Management Company, the fund consolidates investments across a range of underlying American Funds, with a significant concentration in its top holdings. The Class R-6 shares are typically offered to institutional investors and feature a low expense ratio, making them particularly cost-efficient for retirement plans. The fund continues to manage and adjust its allocation for decades following the target date, supporting both asset accumulation before retirement and sustainable income and growth during retirement years.
Performance
RFUTX had a total return of 20.41% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.19%.
Top 10 Holdings
79.91% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds SMALLCAP World R6 | RLLGX | 9.73% |
| American Funds New Perspective R6 | RNPGX | 9.66% |
| American Funds Fundamental Invs R6 | RFNGX | 9.01% |
| American Funds Capital World Gr&Inc R6 | RWIGX | 8.36% |
| American Funds New World R6 | RNWGX | 8.29% |
| American Funds Washington Mutual R6 | RWMGX | 8.03% |
| American Funds Growth Fund of Amer R6 | RGAGX | 7.32% |
| American Funds AMCAP R6 | RAFGX | 6.93% |
| American Funds Invmt Co of Amer R6 | RICGX | 6.70% |
| American Funds American Mutual R6 | RMFGX | 5.86% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 24, 2025 | $1.1417 | Dec 26, 2025 |
| Dec 26, 2024 | $0.6012 | Dec 27, 2024 |
| Dec 22, 2023 | $0.3831 | Dec 26, 2023 |
| Dec 23, 2022 | $0.8749 | Dec 27, 2022 |
| Dec 27, 2021 | $0.6733 | Dec 28, 2021 |
| Dec 28, 2020 | $0.4461 | Dec 29, 2020 |