About RFVTX
American Funds 2065 Target Date Retirement Fund R6 is a target-date mutual fund designed specifically for individuals planning to retire around the year 2065. As a target-date fund, its primary function is to provide a simplified, all-in-one retirement savings solution by automatically adjusting its asset allocation over time. Early in its lifecycle, the fund emphasizes growth by allocating a significant portion of assets to equities—both U.S. and international—to capitalize on long-term capital appreciation. As the target date approaches, it gradually shifts toward a more conservative mix, increasing allocations to fixed income, equity-income, and balanced funds to help preserve capital and generate income for retirees.
The fund primarily invests in a selection of underlying American Funds that span various categories, including growth, growth-and-income, equity-income, balanced, and fixed income strategies. This diversified approach provides broad market exposure across sectors such as information technology, industrials, financials, consumer discretionary, and health care, among others.
Managed by Capital Research and Management Company, one of the industry's longstanding firms, the fund is structured to balance return potential and risk, making it a core holding in many retirement plans. It is part of the Allocation global asset class and is diversified across domestic and international securities, with ongoing management seeking to meet participants’ changing needs as retirement nears.
Fund Family Capital Group
Category Target-Date 2065+
Performance Rating Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol RFVTX
Share Class Class R-6
Index S&P Target Date 2065+ TR
RFVTX had a total return of 21.01% in the past year, including dividends. Since the fund's
inception, the average annual return has been 15.22%.
