About RHLTX
American Funds 2065 Target Date Retirement Fund Class R-5E is a target-date mutual fund designed to support long-term retirement savings for individuals expecting to retire around the year 2065. Managed by Capital Research and Management Company, one of the oldest and largest investment management firms in the United States, the fund aims to provide a diversified and evolving investment solution that balances growth, income, and capital preservation over time. Early in its lifecycle, the fund prioritizes capital appreciation by allocating a larger proportion of assets to equities. As the target retirement date approaches, its asset allocation shifts incrementally toward fixed income and equity-income investments to enhance income generation and reduce volatility. This gradual adjustment, known as a glide path, is intended to match the changing risk tolerance of investors as they move closer to retirement. The fund invests in a range of underlying American Funds, offering broad exposure across global equities and fixed-income markets, and is periodically rebalanced to maintain alignment with its strategic objectives. This structure makes it a comprehensive, single-fund solution for retirement planning over multiple decades.
Fund Family Capital Group
Category Target-Date 2065+
Performance Rating Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol RHLTX
Share Class Class R-5e
Index S&P Target Date 2065+ TR
RHLTX had a total return of 18.97% in the past year, including dividends. Since the fund's
inception, the average annual return has been 19.02%.
