American Funds The Income Fund of America® Class R-2 (RIDBX)
| Fund Assets | 144.38B |
| Expense Ratio | 1.36% |
| Min. Investment | $250 |
| Turnover | 65.00% |
| Dividend (ttm) | 2.39 |
| Dividend Yield | 8.70% |
| Dividend Growth | 74.83% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Dec 15, 2025 |
| Previous Close | 27.51 |
| YTD Return | 7.49% |
| 1-Year Return | 19.49% |
| 5-Year Return | 56.21% |
| 52-Week Low | 21.16 |
| 52-Week High | 27.57 |
| Beta (5Y) | n/a |
| Holdings | 3188 |
| Inception Date | May 31, 2002 |
About RIDBX
American Funds The Income Fund of America Class R-2 is a multi-asset mutual fund designed to provide investors with a steady stream of current income, while also striving for long-term capital growth as a secondary objective. The fund achieves this by primarily allocating its assets—typically 60% to 80%—to dividend-paying equities, complemented by investments in fixed income instruments such as bonds. This balanced approach allows the fund to access income opportunities from both stock dividends and bond interest, while maintaining the potential for equity-based appreciation. With a broad portfolio of nearly 3,000 holdings, the fund diversifies risk across sectors and asset classes, appealing to investors seeking moderate risk and returns. Classified in the global moderate allocation category, it deliberately balances preservation of capital with growth, targeting volatility levels comparable to portfolios holding 50–70% equities. Managed by an experienced team, the fund is widely used in retirement plans and long-term investment strategies, given its quarterly dividend payouts and significant asset base exceeding $100 billion. Since its inception in 2002, it has served as a core income-generating solution for investors seeking a mix of reliability and balanced growth.
Performance
RIDBX had a total return of 19.49% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.08%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FSCNX | Fidelity | Fidelity Advisor Asset Manager 60% - Class C | 1.69% |
| FFTMX | Fidelity | Fidelity Advisor Asset Manager 50% - Class M | 1.08% |
| FSATX | Fidelity | Fidelity Advisor Asset Manager 60% - Class M | 1.19% |
| SWCGX | Schwab | Schwab MarketTrack Conservative Portfolio™ | 0.50% |
| SWBGX | Schwab | Schwab MarketTrack Balanced Portfolio™ | 0.48% |
Top 10 Holdings
19.54% of assets| Name | Symbol | Weight |
|---|---|---|
| Capital Group Central Cash Fund | n/a | 4.88% |
| Philip Morris International Inc. | PM | 2.83% |
| Broadcom Inc. | AVGO | 2.07% |
| Gilead Sciences, Inc. | GILD | 1.73% |
| Taiwan Semiconductor Manufacturing Company Limited | 2330 | 1.50% |
| JPMorgan Chase & Co. | JPM | 1.50% |
| CVS Health Corporation | CVS | 1.35% |
| Citigroup Inc. | C | 1.29% |
| EOG Resources, Inc. | EOG | 1.20% |
| Agnico Eagle Mines Limited | AEM | 1.20% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 15, 2025 | $2.0326 | Dec 16, 2025 |
| Sep 15, 2025 | $0.1171 | Sep 16, 2025 |
| Jun 9, 2025 | $0.1217 | Jun 10, 2025 |
| Mar 10, 2025 | $0.1215 | Mar 11, 2025 |
| Dec 16, 2024 | $0.9974 | Dec 17, 2024 |
| Sep 16, 2024 | $0.1216 | Sep 17, 2024 |