About RIRFX
American Funds Capital Income Builder Class R-5 is a globally diversified mutual fund with a primary focus on generating a high and stable level of current income. The fund invests at least 90% of its assets in income-producing securities, with at least half its portfolio typically in common stocks and other equity investments, complemented by a substantial allocation to high-quality bonds and other fixed-income instruments. Managed by Capital Research and Management Company, one of the nation’s long-standing investment management firms, the fund aims to provide current income exceeding average U.S. stock yields while also seeking to deliver a growing stream of income over time. Its secondary goal is capital appreciation.
This fund is structured for retirement and institutional investors, offering a low expense ratio and historically low distribution fees, making it suitable for those looking for cost efficiency in their investment strategy. The portfolio’s sector allocation includes notable positions in technology, healthcare, financial services, and consumer defensive companies, alongside strategic cash management. With a disciplined, research-driven approach, American Funds Capital Income Builder Class R-5 serves an important role for investors seeking long-term income generation and diversification through a mix of global equities and fixed-income assets.
Fund Family Capital Group
Category Global Equity Income
Performance Rating Above Average
Risk Rating Low
Stock Exchange Nasdaq
Ticker Symbol RIRFX
Share Class Class R-5
Index MSCI AC World NR USD
RIRFX had a total return of 10.24% in the past year, including dividends. Since the fund's
inception, the average annual return has been 7.84%.
