Spirit of America Income C (SACTX)

Fund Assets	34.42M
Expense Ratio	1.89%
Min. Investment	$500
Turnover	2.00%
Dividend (ttm)	0.46
Dividend Yield	4.83%
Dividend Growth	10.36%
Payout Frequency	Monthly
Ex-Dividend Date	Sep 30, 2026

Previous Close	9.42
YTD Return	-3.14%
1-Year Return	-2.93%
5-Year Return	-1.12%
52-Week Low	9.31
52-Week High	10.37
Beta (5Y)	0.22
Holdings	99
Inception Date	Mar 15, 2016

About SACTX

Spirit of America Income Fund Class C is a mutual fund structured to provide investors with high current income through a diversified portfolio of income-oriented securities. The fund primarily allocates at least 80% of its assets to a mix of taxable municipal bonds, income-producing convertible securities, preferred stocks, high yield U.S. corporate bonds, and collateralized mortgage obligations. This broad investment approach is designed to capture income opportunities across multiple fixed-income sectors, thereby reducing reliance on any single asset category and enhancing diversification. The fund features a below average risk rating relative to its peer group and pays dividends on a monthly basis, offering regular cash flow to shareholders. With an inception date in 2016 and a typical holding count of around 148 positions, Spirit of America Income Fund Class C serves intermediate- to long-term investors seeking steady income from a mix of credit-sensitive and interest-rate-sensitive instruments. Its performance characteristics and investment mandate have positioned it as a notable option among long-term bond funds in the U.S. fixed income landscape.

• Fund Family: Spirit of America
• Category: Long-Term Bond
• Performance Rating: High
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: SACTX
• Share Class: Class C
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

SACTX had a total return of -2.93% in the past year, including dividends. Since the fund's inception, the average annual return has been 2.29%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SOITX	Institutional Shares	0.90%
SOAIX	Class A	1.14%

Top 10 Holdings

43.82% of assets

Name	Symbol	Weight
TOBACCO SETTLEMENT FING CORP VA 6.706%	VA.TOBGEN 6.71 06.01.2046	9.83%
KANSAS CITY MO SPL OBLIG 7.83%	MO.KANGEN 7.83 04.01.2040	5.92%
HEALTH CARE AUTH FOR BAPTIST HEALTH ALA 5.5%	AL.HLTMED 5.5 11.15.2043	4.91%
MetLife Inc. 9.25%	MET.9.25 04.08.38	4.64%
MUNICIPAL ELEC AUTH GA 7.055%	GA.MELPWR 7.05 04.01.2057	3.90%
MetLife Inc. 10.75%	MET.10.75 08.01.39	3.42%
CUYAHOGA CNTY OHIO HOSP REV 8.223%	OH.CUYMED 8.22 02.15.2040	2.99%
VIRGIN ISLANDS WTR & PWR AUTH ELEC SYS REV 6.85%	VI.VITWTR 6.85 07.01.2035	2.81%
PITTSBURGH & ALLEGHENY CNTY PA SPORTS & EXHIB AUTH COMWLTH LEASE REV 7.04%	PA.PIT 7.04 11.01.2039	2.80%
PECO Energy Capital Trust IV 5.75%	EXC.5.75 06.15.33	2.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2026	$0.0497	Sep 30, 2026
Aug 31, 2026	$0.029	Aug 31, 2026
Jul 31, 2026	$0.0428	Jul 31, 2026
Jun 30, 2026	$0.0456	Jun 30, 2026
May 29, 2026	$0.0296	May 29, 2026
Apr 30, 2026	$0.0391	Apr 30, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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