Spirit of America Income A (SOAIX)

Fund Assets	34.42M
Expense Ratio	1.105%
Min. Investment	$500
Turnover	2.00%
Dividend (ttm)	0.54
Dividend Yield	5.65%
Dividend Growth	8.87%
Payout Frequency	Monthly
Ex-Dividend Date	Sep 30, 2026

Previous Close	9.41
YTD Return	-1.95%
1-Year Return	-1.74%
5-Year Return	2.93%
52-Week Low	9.31
52-Week High	10.37
Beta (5Y)	0.39
Holdings	99
Inception Date	Dec 31, 2008

About SOAIX

Spirit of America Income Fund Class A is an open-end mutual fund designed to provide high current income by allocating its investments primarily across a diversified fixed income portfolio. The fund typically invests at least 80% of its assets in taxable municipal bonds, high yield U.S. corporate bonds, income-producing convertible securities, preferred stocks, and collateralized mortgage obligations, with some additional exposure to U.S. government agency securities. This multi-sector approach allows the fund to participate in various segments of the bond market, aiming to capture a competitive yield while managing credit and interest rate risk. The fund holds approximately 150 positions, spanning multiple states and sectors, and manages credit quality through careful selection, utilizing ratings from agencies such as Moody’s and S&P. With a monthly dividend distribution, its structure is suitable for investors seeking steady income and willing to accept the related volatility and credit risk of its underlying holdings. Since its inception in 2008, the Spirit of America Income Fund Class A has played a role in offering income-focused investors exposure to a broad range of fixed income assets.

• Fund Family: Spirit of America
• Category: Long-Term Bond
• Performance Rating: High
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: SOAIX
• Share Class: Class A
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

SOAIX had a total return of -1.74% in the past year, including dividends. Since the fund's inception, the average annual return has been 3.28%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SOITX	Institutional Shares	0.90%
SACTX	Class C	1.89%

Top 10 Holdings

43.82% of assets

Name	Symbol	Weight
TOBACCO SETTLEMENT FING CORP VA 6.706%	VA.TOBGEN 6.71 06.01.2046	9.83%
KANSAS CITY MO SPL OBLIG 7.83%	MO.KANGEN 7.83 04.01.2040	5.92%
HEALTH CARE AUTH FOR BAPTIST HEALTH ALA 5.5%	AL.HLTMED 5.5 11.15.2043	4.91%
MetLife Inc. 9.25%	MET.9.25 04.08.38	4.64%
MUNICIPAL ELEC AUTH GA 7.055%	GA.MELPWR 7.05 04.01.2057	3.90%
MetLife Inc. 10.75%	MET.10.75 08.01.39	3.42%
CUYAHOGA CNTY OHIO HOSP REV 8.223%	OH.CUYMED 8.22 02.15.2040	2.99%
VIRGIN ISLANDS WTR & PWR AUTH ELEC SYS REV 6.85%	VI.VITWTR 6.85 07.01.2035	2.81%
PITTSBURGH & ALLEGHENY CNTY PA SPORTS & EXHIB AUTH COMWLTH LEASE REV 7.04%	PA.PIT 7.04 11.01.2039	2.80%
PECO Energy Capital Trust IV 5.75%	EXC.5.75 06.15.33	2.60%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2026	$0.056	Sep 30, 2026
Aug 31, 2026	$0.0348	Aug 31, 2026
Jul 31, 2026	$0.0495	Jul 31, 2026
Jun 30, 2026	$0.0517	Jun 30, 2026
May 29, 2026	$0.0355	May 29, 2026
Apr 30, 2026	$0.0457	Apr 30, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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