About SMICX
Saratoga Moderately Conservative Balanced Allocation I is a mutual fund designed to provide a balanced approach to long-term growth and income by employing a diversified asset allocation strategy. Managed by Saratoga Capital Management, this fund targets a moderately conservative risk profile, aiming to participate in market growth while maintaining a focus on downside protection. The portfolio invests across core equity, fixed income, and alternative asset classes. Equity holdings may include large-cap growth and value stocks, mid- and small-cap companies, and international equities, while the fixed income portion emphasizes investment-grade, municipal, and government securities. A modest allocation to alternative investments and money market instruments adds diversification and seeks to manage volatility. The fund utilizes Saratoga’s dynamic asset allocation process, which adjusts exposures in response to shifts in economic cycles, including periods of growth, slowdown, and recession. By balancing participation in equity markets with measures to preserve capital, Saratoga Moderately Conservative Balanced Allocation I serves investors seeking steady returns with less risk than a fully equity-focused portfolio, reflecting its important role in multi-asset, risk-conscious investment strategies.
Fund Family Saratoga
Category Allocation--50% to 70% Equity
Performance Rating Average
Risk Rating Low
Stock Exchange Nasdaq
Ticker Symbol SMICX
Share Class Class I
Index Index is not available on Lipper Database
SMICX had a total return of 3.69% in the past year, including dividends. Since the fund's
inception, the average annual return has been 6.21%.
