State Street Target Retirement 2045 R3 (SSAOX)

Fund Assets	3.01B
Expense Ratio	0.59%
Min. Investment	$0.00
Turnover	13.00%
Dividend (ttm)	1.03
Dividend Yield	5.53%
Dividend Growth	54.90%
Payout Frequency	Annual
Ex-Dividend Date	Dec 29, 2025

Previous Close	18.75
YTD Return	12.01%
1-Year Return	18.45%
5-Year Return	n/a
52-Week Low	16.15
52-Week High	18.85
Beta (5Y)	n/a
Holdings	7
Inception Date	Feb 28, 2022

About SSAOX

State Street Target Retirement 2045 Fund Class R3 is a multi-asset target-date mutual fund designed for investors planning to retire around the year 2045. Its primary function is to offer a professionally managed, diversified investment solution that automatically adjusts its asset allocation over time based on a predetermined glide path. The fund is structured as a "fund of funds," investing in a mix of underlying mutual funds and ETFs managed by State Street Global Advisors and its affiliates. These underlying holdings span a range of global equity and fixed-income securities, including U.S. and international stocks, bonds, and may also have exposure to high-yield, commodity, and real estate investments. As the fund's target retirement date approaches, its allocation shifts from equities toward more conservative assets like bonds and cash equivalents to help manage risk. With an emphasis on capital growth and income over the long term, the fund plays a significant role for individuals and institutions seeking a hands-off retirement investment vehicle that dynamically evolves in line with investors’ changing risk profiles as retirement nears.

• Fund Family: State Street Investment Management
• Category: Target-Date 2045
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SSAOX
• Share Class: Class R3
• Index: S&P 500 TR

Performance

SSAOX had a total return of 18.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.83%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FOLSX	Fidelity	Fidelity Flex Freedom Blend 2045 Fund	0.01%
FFFGX	Fidelity	Fidelity Freedom 2045 Fund	0.68%
FCGLX	Fidelity	Fidelity Advisor Freedom 2045 K6	0.45%
FFFTX	Fidelity	Fidelity Advisor Freedom 2045 M	1.18%
FFFZX	Fidelity	Fidelity Advisor Freedom 2045 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
SSDEX	Class K	0.09%
SSDDX	Class I	0.29%

Top Holdings

99.52% of assets

Name	Symbol	Weight
State Street Equity 500 Index II	SSEYX	36.45%
State Street Glb All Cap Eq ex-US Idx	SSGVX	35.83%
State Street Small/Mid Cap Equity Index	SSMHX	9.51%
State Street SPDR Portfolio Long Term Treasury ETF	SPTL	9.40%
State Street Aggregate Bond Idx	SSAFX	8.10%
State Street Instl US Govt MMkt Premier	GVMXX	0.22%
State Street Instl US Govt MMkt Premier	GVMXX	0.01%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 29, 2025	$1.0318	Dec 29, 2025
Dec 27, 2024	$0.6661	Dec 27, 2024
Dec 27, 2023	$0.4361	Dec 27, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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