Schwab Target 2035 Fund (SWIRX)
| Fund Assets | 663.36M |
| Expense Ratio | 0.46% |
| Min. Investment | $0.00 |
| Turnover | 11.00% |
| Dividend (ttm) | 1.27 |
| Dividend Yield | 6.62% |
| Dividend Growth | 87.97% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 19.09 |
| YTD Return | 3.01% |
| 1-Year Return | 16.45% |
| 5-Year Return | 41.83% |
| 52-Week Low | 14.70 |
| 52-Week High | 19.26 |
| Beta (5Y) | 0.80 |
| Holdings | 23 |
| Inception Date | Mar 12, 2008 |
About SWIRX
Schwab Target 2035 Fund is a target-date mutual fund designed to provide capital appreciation and current income for individuals planning to begin gradual withdrawals around the year 2035. Its primary function is to deliver a diversified investment portfolio that automatically shifts from higher-risk growth assets toward a more conservative allocation as the target retirement year approaches. The fund invests primarily in a mix of other affiliated Schwab Funds, offering exposure to a wide variety of asset classes including U.S. and international equities, fixed income securities, and real estate. Notable features include its dynamic asset allocation, professional management, and broad diversification, with approximately 70% in equities and 30% in bonds and cash as of mid-2025. This structure seeks to balance growth potential with risk management tailored to investors' changing needs over time. The Schwab Target 2035 Fund plays a significant role in the market for retirement planning solutions by offering a convenient, all-in-one option for investors seeking to align their investment strategy with a specific retirement timeline.
Performance
SWIRX had a total return of 16.45% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.75%.
Top 10 Holdings
74.59% of assets| Name | Symbol | Weight |
|---|---|---|
| Schwab S&P 500 Index Fund | SWPPX | 18.48% |
| Schwab U.S. Aggregate Bond Index Fund | SWAGX | 10.73% |
| Schwab International Opportunities Fund | SWMIX | 10.07% |
| Schwab International Core Equity Fund | SICNX | 7.85% |
| Schwab Select Large Cap Growth Fund | LGILX | 6.73% |
| Dodge & Cox Stock Fund Class I | DODGX | 4.75% |
| PIMCO International Bond Fund (U.S. Dollar-Hedged) Institutional Class | PFORX | 4.11% |
| Schwab Global Real Estate Fund™ | SWASX | 4.08% |
| Baird Aggregate Bond Fund Class Institutional | BAGIX | 3.90% |
| Schwab Fundamental U.S. Large Company Index Fund | SFLNX | 3.89% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.2675 | Dec 30, 2025 |
| Dec 30, 2024 | $0.6743 | Dec 30, 2024 |
| Dec 28, 2023 | $0.5423 | Dec 28, 2023 |
| Dec 29, 2022 | $1.0287 | Dec 29, 2022 |
| Dec 30, 2021 | $1.0583 | Dec 30, 2021 |
| Dec 30, 2020 | $0.484 | Dec 30, 2020 |