Schwab Target 2035 Fund (SWIRX)

Fund Assets	663.36M
Expense Ratio	0.449%
Min. Investment	$0.00
Turnover	11.00%
Dividend (ttm)	0.43
Dividend Yield	2.18%
Dividend Growth	7.59%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	19.89
YTD Return	6.99%
1-Year Return	9.65%
5-Year Return	37.16%
52-Week Low	17.99
52-Week High	20.49
Beta (5Y)	0.79
Holdings	23
Inception Date	Mar 12, 2008

About SWIRX

Schwab Target 2035 Fund is a target-date mutual fund designed to provide capital appreciation and current income for individuals planning to begin gradual withdrawals around the year 2035. Its primary function is to deliver a diversified investment portfolio that automatically shifts from higher-risk growth assets toward a more conservative allocation as the target retirement year approaches. The fund invests primarily in a mix of other affiliated Schwab Funds, offering exposure to a wide variety of asset classes including U.S. and international equities, fixed income securities, and real estate. Notable features include its dynamic asset allocation, professional management, and broad diversification, with approximately 70% in equities and 30% in bonds and cash as of mid-2025. This structure seeks to balance growth potential with risk management tailored to investors' changing needs over time. The Schwab Target 2035 Fund plays a significant role in the market for retirement planning solutions by offering a convenient, all-in-one option for investors seeking to align their investment strategy with a specific retirement timeline.

• Fund Family: Schwab
• Category: Target-Date 2035
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: SWIRX
• Index: Dow Jones US Total Stock Market TR

Performance

SWIRX had a total return of 9.65% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.01%.

Top 10 Holdings

75.14% of assets

Name	Symbol	Weight
Schwab S&P 500 Index Fund	SWPPX	19.02%
Schwab U.S. Aggregate Bond Index Fund	SWAGX	11.54%
Schwab International Opportunities Fund	SWMIX	9.84%
Schwab International Core Equity Fund	SICNX	7.63%
Schwab Large Cap Growth Opportunities Fund	LGILX	6.54%
Dodge & Cox Stock Fund Class I	DODGX	4.76%
Baird Aggregate Bond Fund Class Institutional	BAGIX	4.35%
PIMCO International Bond (USD-Hdg) Instl	PFORX	4.07%
Schwab Fundamental U.S. Large Company Index Fund	SFLNX	3.78%
Allspring Core Plus Bond R6	STYJX	3.62%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.2675	Dec 30, 2025
Dec 30, 2024	$0.6743	Dec 30, 2024
Dec 28, 2023	$0.5423	Dec 28, 2023
Dec 29, 2022	$1.0287	Dec 29, 2022
Dec 30, 2021	$1.0583	Dec 30, 2021
Dec 30, 2020	$0.484	Dec 30, 2020

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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