Schwab Target 2045 Index (SWYHX)

Fund Assets	954.56M
Expense Ratio	0.08%
Min. Investment	$0.00
Turnover	14.00%
Dividend (ttm)	0.44
Dividend Yield	1.85%
Dividend Growth	13.66%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	23.93
YTD Return	12.84%
1-Year Return	19.00%
5-Year Return	56.21%
52-Week Low	20.35
52-Week High	24.11
Beta (5Y)	0.85
Holdings	9
Inception Date	Aug 25, 2016

About SWYHX

This investment vehicle aims to achieve its financial objectives predominantly by allocating its capital to various exchange-traded funds (ETFs) within the Schwab family. Customarily, a minimum of 80% of its total assets—which encompasses any funds borrowed for investment purposes—is dedicated to these underlying funds. These constituent funds are strategically managed to mirror the returns of specific market benchmarks. The fund's allocation strategy is intricately linked to the particular retirement year (target date) specified in its name, based on an assumed retirement age of 65.

• Fund Family: Schwab
• Category: Target-Date 2045
• Performance Rating: Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SWYHX
• Index: Dow Jones US Total Stock Market TR

Performance

SWYHX had a total return of 19.00% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.12%.

Top Holdings

Name	Symbol	Weight
Schwab U.S. Large-Cap ETF	SCHX	47.87%
Schwab International Equity ETF	SCHF	21.30%
Schwab US Aggregate Bond ETF	SCHZ	15.02%
Schwab Emerging Markets Equity ETF	SCHE	5.27%
Schwab U.S. Small-Cap ETF	SCHA	4.95%
Schwab U.S. REIT ETF	SCHH	4.36%
Schwab Short-Term US Treasury ETF	SCHO	0.52%
Usd	n/a	0.49%
Schwab Government Money Ultra	SGUXX	0.24%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$0.441	Dec 30, 2025
Dec 30, 2024	$0.388	Dec 30, 2024
Dec 28, 2023	$0.3312	Dec 28, 2023
Dec 29, 2022	$0.2742	Dec 29, 2022
Dec 30, 2021	$0.3084	Dec 30, 2021
Dec 30, 2020	$0.3508	Dec 30, 2020

Data Sources: Tiingo, Financial Modeling Prep, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Financial Modeling Prep. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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