Schwab Target 2055 Index Fund (SWYJX)
| Fund Assets | 814.41M |
| Expense Ratio | 0.08% |
| Min. Investment | $0.00 |
| Turnover | 14.00% |
| Dividend (ttm) | 0.38 |
| Dividend Yield | 1.76% |
| Dividend Growth | 12.34% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 21.29 |
| YTD Return | 12.71% |
| 1-Year Return | 17.60% |
| 5-Year Return | 72.67% |
| 52-Week Low | 16.79 |
| 52-Week High | 21.35 |
| Beta (5Y) | 0.89 |
| Holdings | 8 |
| Inception Date | Aug 25, 2016 |
About SWYJX
The Schwab Target 2055 Index Fund is a target-date mutual fund designed to help investors prepare for retirement around the year 2055. Its primary function is to provide a diversified, all-in-one investment solution that automatically adjusts its asset allocation mix over time. Initially, the fund emphasizes growth by allocating a significant proportion of assets to equities, including large- and small-cap U.S. stocks, international equities, and real estate investment trusts. As the target year approaches, the fund systematically shifts to a more conservative stance, increasing its fixed income and cash holdings to reduce risk and provide better income potential for retirees. Comprised predominantly of affiliated Schwab ETFs, the fund is managed through a glide path that transitions from about 97% equities at inception to an allocation of 44% equity and 56% fixed income by the target date, eventually reaching 28% equity within 20 years after the target date. Investors benefit from low management costs and passive index fund exposure, making the fund an accessible choice for long-term retirement planning. The Schwab Target 2055 Index Fund plays a significant role in helping individuals maintain a disciplined investment approach with professional portfolio management as they approach retirement.
Performance
SWYJX had a total return of 17.60% in the past year, including dividends. Since the fund's inception, the average annual return has been 12.82%.
Top 10 Holdings
100.00% of assets| Name | Symbol | Weight |
|---|---|---|
| Schwab U.S. Large-Cap ETF | SCHX | 51.01% |
| Schwab International Equity ETF | SCHF | 23.63% |
| Schwab US Aggregate Bond ETF | SCHZ | 6.46% |
| Schwab Emerging Markets Equity ETF | SCHE | 6.45% |
| Schwab U.S. Small-Cap ETF | SCHA | 6.19% |
| Schwab U.S. REIT ETF | SCHH | 5.65% |
| Usd | n/a | 0.59% |
| Schwab Government Money Market Fund | SGUXX | 0.01% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.3752 | Dec 30, 2024 |
| Dec 28, 2023 | $0.334 | Dec 28, 2023 |
| Dec 29, 2022 | $0.2725 | Dec 29, 2022 |
| Dec 30, 2021 | $0.3107 | Dec 30, 2021 |
| Dec 30, 2020 | $0.2451 | Dec 30, 2020 |
| Dec 30, 2019 | $0.2625 | Dec 30, 2019 |