Schwab Target 2055 Index (SWYJX)

Fund Assets	882.79M
Expense Ratio	0.08%
Min. Investment	$0.00
Turnover	14.00%
Dividend (ttm)	0.43
Dividend Yield	1.71%
Dividend Growth	15.19%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	25.41
YTD Return	14.36%
1-Year Return	21.37%
5-Year Return	60.88%
52-Week Low	21.24
52-Week High	25.62
Beta (5Y)	0.89
Holdings	8
Inception Date	Aug 25, 2016

About SWYJX

The Schwab Target 2055 Index Fund is a target-date mutual fund designed to help investors prepare for retirement around the year 2055. Its primary function is to provide a diversified, all-in-one investment solution that automatically adjusts its asset allocation mix over time. Initially, the fund emphasizes growth by allocating a significant proportion of assets to equities, including large- and small-cap U.S. stocks, international equities, and real estate investment trusts. As the target year approaches, the fund systematically shifts to a more conservative stance, increasing its fixed income and cash holdings to reduce risk and provide better income potential for retirees. Comprised predominantly of affiliated Schwab ETFs, the fund is managed through a glide path that transitions from about 97% equities at inception to an allocation of 44% equity and 56% fixed income by the target date, eventually reaching 28% equity within 20 years after the target date. Investors benefit from low management costs and passive index fund exposure, making the fund an accessible choice for long-term retirement planning. The Schwab Target 2055 Index Fund plays a significant role in helping individuals maintain a disciplined investment approach with professional portfolio management as they approach retirement.

• Fund Family: Schwab
• Category: Target-Date 2055
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: SWYJX
• Index: Dow Jones US Total Stock Market TR

Performance

SWYJX had a total return of 21.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.78%.

Top Holdings

Name	Symbol	Weight
Schwab U.S. Large-Cap ETF	SCHX	50.94%
Schwab International Equity ETF	SCHF	23.69%
Schwab Emerging Markets Equity ETF	SCHE	7.03%
Schwab US Aggregate Bond ETF	SCHZ	6.90%
Schwab U.S. Small-Cap ETF	SCHA	6.13%
Schwab U.S. REIT ETF	SCHH	4.65%
Usd	n/a	0.60%
Schwab Government Money Ultra	SGUXX	0.05%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$0.4322	Dec 30, 2025
Dec 30, 2024	$0.3752	Dec 30, 2024
Dec 28, 2023	$0.334	Dec 28, 2023
Dec 29, 2022	$0.2725	Dec 29, 2022
Dec 30, 2021	$0.3107	Dec 30, 2021
Dec 30, 2020	$0.2451	Dec 30, 2020

Data Sources: Tiingo and Finnhub

Historical data is provided by Tiingo. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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