Nuveen Lifecycle 2020 Retirement (TCLTX)

Fund Assets	3.83B
Expense Ratio	0.64%
Min. Investment	$0.00
Turnover	n/a
Dividend (ttm)	0.64
Dividend Yield	4.25%
Dividend Growth	44.66%
Payout Frequency	Annual
Ex-Dividend Date	Dec 19, 2025

Previous Close	14.96
YTD Return	5.78%
1-Year Return	9.61%
5-Year Return	24.49%
52-Week Low	13.84
52-Week High	15.09
Beta (5Y)	0.54
Holdings	24
Inception Date	Oct 15, 2004

About TCLTX

TCLTX was founded on 2004-10-15. The Fund's investment strategy focuses on Flexible Portfolio with 0.6% total expense ratio. The minimum amount to invest in TIAA-CREF Funds: Lifecycle 2020 Fund; Retirement Class Shares is $0 on a standard taxable account. TIAA-CREF Funds: Lifecycle 2020 Fund; Retirement Class Shares seeks high total return over time through a combination of capital appreciation and income by investing in Underlying Funds according to an asset allocation strategy designed for investors planning to retire in or within a few years of 2020.

• Fund Family: TIAA/CREF Funds
• Category: Target-Date 2020
• Stock Exchange: NASDAQ
• Ticker Symbol: TCLTX
• Share Class: Retirement Class
• Index: S&P Target Date 2020 TR

Performance

TCLTX had a total return of 9.61% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.84%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
TCWIX	Class R6	0.39%
TCWHX	Class I	0.47%
TCWPX	Premier Class	0.54%

Top 10 Holdings

65.71% of assets

Name	Symbol	Weight
Nuveen Core Bond W	TBBWX	12.27%
Nuveen Core Plus Bond W	TCBWX	9.27%
Nuveen Short Term Bond W	TCTWX	8.45%
Nuveen Inflation Link Bd W	TIIWX	8.45%
Nuveen International Bond W	TIBUX	5.40%
Nuveen Large Cap Value W	TRLWX	4.56%
Tiaa Cref Real Property Fnd Lp	n/a	4.40%
Nuveen Dividend Value R6	FFEFX	4.33%
Nuveen High Yield W	TIHWX	4.30%
Nuveen Emerging Markets Debt W	TEDVX	4.29%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 19, 2025	$0.63696	Dec 22, 2025
Dec 13, 2024	$0.44032	Dec 16, 2024
Dec 15, 2023	$0.30116	Dec 15, 2023
Dec 16, 2022	$0.62102	Dec 16, 2022
Dec 17, 2021	$1.0596	Dec 17, 2021
Dec 18, 2020	$0.69062	Dec 18, 2020

Data Sources: Tiingo, Alpha Vantage, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Alpha Vantage. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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