Timothy Plan Defensive Strategies Fund Class C (TPDCX)

Fund Assets	108.39M
Expense Ratio	2.09%
Min. Investment	$1,000
Turnover	50.00%
Dividend (ttm)	0.02
Dividend Yield	0.14%
Dividend Growth	-88.45%
Payout Frequency	Annual
Ex-Dividend Date	Dec 11, 2025

Previous Close	16.75
YTD Return	5.64%
1-Year Return	8.51%
5-Year Return	38.37%
52-Week Low	15.23
52-Week High	18.34
Beta (5Y)	0.45
Holdings	207
Inception Date	Nov 4, 2009

About TPDCX

Timothy Plan Defensive Strategies Fund Class C is a mutual fund designed to provide stability and capital preservation, especially during periods of economic uncertainty. The fund employs a multi-asset approach, allocating investments across asset classes such as real estate, Treasury Inflation-Protected Securities (TIPs), cash and cash equivalents, and commodities. Notably, it distinguishes itself by holding physical gold bullion, a rare feature among mutual funds, which aims to protect value during high inflation or market turbulence. The fund’s strategy focuses on dynamically adjusting its portfolio allocations in response to evolving market conditions, with recent emphasis on inflation-protected securities and cash while keeping exposure to real estate investment trusts and commodities lower. Its objective is to offer investors a defensive investment option that can adapt to rapidly changing economic environments, prioritizing preservation of principal and reducing the impact of adverse financial events. The fund is categorized within the global moderate allocation space, balancing the goals of income and moderate capital appreciation while seeking to minimize risk during market volatility.

• Fund Family: Timothy Plan
• Category: Flexible Portfolio
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: TPDCX
• Share Class: Class C
• Index: MSCI US REIT TR

Performance

TPDCX had a total return of 8.51% in the past year, including dividends. Since the fund's inception, the average annual return has been 4.54%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
TPDIX	Class I	1.09%
TPDAX	Class A	1.34%

Top 10 Holdings

54.98% of assets

Name	Symbol	Weight
GOLD BARS- XAU BGN CURNCY	n/a	23.57%
Fidelity Inv MM Government I	FIGXX	8.44%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT - TII 0 1/8 01/15/31	TII.0.125 01.15.31	6.46%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT - TII 2 3/8 01/15/27	TII.2.375 01.15.27	3.07%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT - TII 0 1/8 02/15/51	TII.0.125 02.15.51	2.92%
Equinix, Inc.	EQIX	2.54%
Prologis, Inc.	PLD	2.51%
Ventas, Inc.	VTR	2.12%
SPROTT PHYSICAL SILVER TRUST - SPROTT PHYSICAL SILVER TR	n/a	1.70%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT - TII 1 7/8 07/15/35	TII.1.875 07.15.35	1.65%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 11, 2025	$0.0229	Dec 12, 2025
Dec 11, 2024	$0.2802	Dec 12, 2024
Dec 11, 2023	$0.1859	Dec 12, 2023
Dec 12, 2022	$0.490	Dec 13, 2022
Dec 12, 2019	$0.2776	Dec 12, 2019
Dec 18, 2018	$0.1938	Dec 18, 2018

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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