Vanguard Target Retirement 2050 Fund (VFIFX)
| Fund Assets | 92.37B |
| Expense Ratio | 0.08% |
| Min. Investment | $1,000 |
| Turnover | 1.00% |
| Dividend (ttm) | 1.24 |
| Dividend Yield | 1.87% |
| Dividend Growth | 11.75% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 65.53 |
| YTD Return | 10.19% |
| 1-Year Return | 21.67% |
| 5-Year Return | 58.14% |
| 52-Week Low | 54.73 |
| 52-Week High | 66.43 |
| Beta (5Y) | 0.83 |
| Holdings | 6 |
| Inception Date | Jun 7, 2006 |
About VFIFX
The Vanguard Target Retirement 2050 Fund offers an all-in-one, broadly diversified investment option with an asset allocation that progressively shifts over time. As the designated retirement year draws closer, the fund systematically reduces its exposure to stocks and increases its holdings in bonds. This rebalancing strategy continues for approximately seven years past the retirement date, eventually aligning its asset mix with the Vanguard Target Retirement Income Fund. Prospective investors should be comfortable with the inherent market fluctuations associated with both equity and fixed-income securities. This specific fund is designed for individuals anticipating retirement roughly between 2048 and 2052.
Performance
VFIFX had a total return of 21.67% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.68%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Vanguard Total Stock Mkt Idx Instl Pls | VSMPX | 53.74% |
| Vanguard Total Intl Stock Index Inv | VGTSX | 36.32% |
| Vanguard Total Bond Market II Idx Inv | VTBIX | 6.63% |
| Vanguard Total Intl Bd II Idx Insl | VTILX | 2.78% |
| Mktliq 12/31/2049 | n/a | 0.53% |
| Us Dollar | n/a | 0.00% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $1.2385 | Dec 24, 2025 |
| Dec 30, 2024 | $1.10831 | Dec 31, 2024 |
| Dec 27, 2023 | $0.9844 | Dec 28, 2023 |
| Dec 28, 2022 | $0.90147 | Dec 29, 2022 |
| Dec 29, 2021 | $6.0191 | Dec 30, 2021 |
| Dec 30, 2020 | $0.8369 | Dec 31, 2020 |