Voya Target Retirement 2045 R (VRRLX)
| Fund Assets | 215.89M |
| Expense Ratio | 0.90% |
| Min. Investment | $1,000 |
| Turnover | 103.00% |
| Dividend (ttm) | 0.37 |
| Dividend Yield | 2.24% |
| Dividend Growth | 47.06% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 16.64 |
| YTD Return | 15.08% |
| 1-Year Return | 16.10% |
| 5-Year Return | 71.35% |
| 52-Week Low | 12.85 |
| 52-Week High | 16.69 |
| Beta (5Y) | n/a |
| Holdings | 16 |
| Inception Date | Jun 1, 2018 |
About VRRLX
Voya Target Retirement 2045 Fund Class R is a target-date mutual fund designed for investors planning to begin retirement around 2043–2047. The fund pursues a glidepath that emphasizes capital appreciation in the early years through a higher allocation to equities, then systematically reduces risk as the target year approaches to balance growth with capital preservation. According to Voya, the strategy seeks total return until the day prior to the target date, and then aims to combine total return with stability of principal thereafter, reflecting a retirement-appropriate asset mix. The portfolio employs a multi-manager, blend approach that integrates active and passive building blocks across U.S. and international equities, fixed income, and diversifiers, with periodic deviations around target allocations to manage risk and opportunities. Managed by Voya Investments with dedicated multi-asset leadership, the fund sits within the Target-Date 2045 category and distributes income annually. Its role in the market is to offer a turnkey, age-based allocation that evolves over time, helping participants align long-term savings with a professionally managed, diversified path to and through retirement.
Performance
VRRLX had a total return of 16.10% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.66%.
Top 10 Holdings
99.40% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index | FXAIX | 53.09% |
| Vanguard FTSE Developed Markets ETF | VEA | 14.88% |
| Voya Multi-Manager International Eq I | IIGIX | 7.88% |
| Voya Intermediate Bond R6 | IIBZX | 5.55% |
| iShares Core S&P Mid-Cap ETF | IJH | 4.95% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.49% |
| Voya VACS Series Eme | VVIFX | 2.99% |
| 5 Year Treasury Note Future Sept 25 | n/a | 2.52% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.04% |
| SPDR Portfolio High Yield Bond ETF | SPHY | 2.02% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.3722 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2531 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6416 | Jan 3, 2023 |
| Dec 31, 2021 | $3.2071 | Jan 3, 2022 |
| Dec 31, 2020 | $0.4208 | Jan 4, 2021 |
| Dec 31, 2019 | $0.5537 | Jan 2, 2020 |