Voya Index Solution 2045 Port Z (VSZFX)

Fund Assets	1.56B
Expense Ratio	0.16%
Min. Investment	$0.00
Turnover	26.00%
Dividend (ttm)	0.37
Dividend Yield	2.19%
Dividend Growth	21.24%
Payout Frequency	Annual
Ex-Dividend Date	Aug 4, 2026

Previous Close	17.16
YTD Return	12.08%
1-Year Return	15.61%
5-Year Return	60.10%
52-Week Low	15.59
52-Week High	18.27
Beta (5Y)	n/a
Holdings	11
Inception Date	n/a

About VSZFX

Voya Index Solution 2045 Portfolio Class Z is a target-date mutual fund designed to help individuals prepare for retirement, specifically for those anticipating retirement between 2043 and 2047. As part of Voya's suite of index-based target-date portfolios, this fund employs a diversified, passive investment strategy, allocating assets across various global indices and asset classes, including stocks, bonds, and cash equivalents. Its asset allocation automatically evolves over time: the portfolio gradually shifts to a more conservative stance, reducing equity exposure as the target retirement date approaches, with the goal of balancing growth and risk throughout the investor’s lifecycle. The fund’s primary objective is to provide total return consistent with an allocation suited for retirement around 2045, eventually focusing on both return and capital stability at the target date. Voya Index Solution 2045 Portfolio Class Z is typically considered by long-term investors utilizing tax-advantaged retirement accounts, and its systematic glide path and broad diversification make it a notable option within the Target-Date 2045 mutual fund category.

• Fund Family: Voya
• Category: Target-Date 2045
• Performance Rating: Above Average
• Risk Rating: Above Average
• Stock Exchange: Nasdaq
• Ticker Symbol: VSZFX
• Share Class: Class Z
• Index: S&P Target Date 2045 TR

Performance

VSZFX had a total return of 15.61% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.37%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
ISJIX	Class I	0.22%
ISJSX	Class S	0.47%
ISVLX	Class S2	0.62%
ISJAX	Class Adv	0.72%

Top 10 Holdings

99.91% of assets

Name	Symbol	Weight
Voya Investors Trust - Voya VACS Index Series S Portfolio	VVIPX	50.04%
Voya VARIABLE PORTFOLIOS INC - Voya VACS Index Series I Portfolio	VVIIX	25.67%
VOYA VACS Index Series EM Portfolio	VVIEX	7.52%
WisdomTree Voya Yield Enhanced USD Universal Bond Fund ETF	UNIY	5.49%
Voya VARIABLE PORTFOLIOS INC - Voya VACS Index Series MC Portfolio	VVIMX	4.12%
Voya VARIABLE PORTFOLIOS INC - Voya VACS Index Series SC Portfolio	VVICX	2.06%
Vanguard Long-Term Treasury ETF	VGLT	2.01%
Xtrackers USD High Yield Corporate Bond ETF	HYLB	1.99%
Voya US Bond Index Port I	ILBAX	1.00%
CHICAGO MERCANTILE EXCHANGE - Three-Month SOFR Futures, Sep-2026,ETH	SR3.U26-CME	0.00%

Dividend History

Ex-Dividend	Amount	Pay Date
Aug 4, 2026	$1.1992	Aug 4, 2026
Aug 4, 2025	$0.3065	Aug 4, 2025
Aug 2, 2024	$0.0608	Aug 5, 2024
Aug 3, 2023	$1.1342	Aug 4, 2023
Aug 3, 2022	$1.7419	Aug 4, 2022
Aug 3, 2021	$0.884	Aug 4, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 15, 2026

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