Vanguard Target Retirement 2045 Fund (VTIVX)
| Fund Assets | 105.55B |
| Expense Ratio | 0.08% |
| Min. Investment | $1,000 |
| Turnover | 1.00% |
| Dividend (ttm) | 0.87 |
| Dividend Yield | 2.41% |
| Dividend Growth | 23.77% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 35.88 |
| YTD Return | 3.51% |
| 1-Year Return | 19.05% |
| 5-Year Return | 53.45% |
| 52-Week Low | 26.24 |
| 52-Week High | 36.26 |
| Beta (5Y) | 0.79 |
| Holdings | 6 |
| Inception Date | Oct 27, 2003 |
About VTIVX
Vanguard Target Retirement Funds offer a diversified portfolio within a single fund that adjusts its underlying asset mix over time. The funds provide broad diversification while incrementally decreasing exposure to stocks and increasing exposure to bonds as each fund’s target retirement date approaches. The funds continue to adjust for approximately seven years after that date until their allocations match that of the Target Retirement Income Fund. Investors in the funds should be able to tolerate the risks that come from the volatility of the stock and bond markets. You may wish to consider this fund if you’re planning to retire between 2043 and 2047.
Performance
VTIVX had a total return of 19.05% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.91%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Vanguard Total Stock Market Index Fund Institutional Plus Shares | VSMPX | 49.19% |
| Vanguard Total International Stock Index Fund Investor Shares | VGTSX | 34.02% |
| Vanguard Total Bond Market II Index Fund Investor Shares | VTBIX | 11.61% |
| Vanguard Total Intl Bd II Idx Insl | VTILX | 4.57% |
| Mktliq 12/31/2049 | n/a | 0.60% |
| Us Dollar | n/a | 0.01% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.86692 | Dec 24, 2025 |
| Dec 30, 2024 | $0.70042 | Dec 31, 2024 |
| Dec 27, 2023 | $0.6075 | Dec 28, 2023 |
| Dec 28, 2022 | $0.62791 | Dec 29, 2022 |
| Dec 29, 2021 | $4.3708 | Dec 30, 2021 |
| Dec 30, 2020 | $0.5347 | Dec 31, 2020 |