Vanguard Target Retirement 2045 Fund (VTIVX)
| Fund Assets | 105.55B |
| Expense Ratio | 0.08% |
| Min. Investment | $1,000 |
| Turnover | 1.00% |
| Dividend (ttm) | 0.87 |
| Dividend Yield | 2.30% |
| Dividend Growth | 23.77% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 23, 2025 |
| Previous Close | 37.77 |
| YTD Return | 8.72% |
| 1-Year Return | 19.80% |
| 5-Year Return | 52.79% |
| 52-Week Low | 32.42 |
| 52-Week High | 38.59 |
| Beta (5Y) | 0.79 |
| Holdings | 6 |
| Inception Date | Oct 27, 2003 |
About VTIVX
Vanguard Target Retirement Funds present a comprehensive, diversified investment solution within a single offering, with its asset allocation automatically evolving over time. These funds provide extensive market exposure, progressively shifting from a higher stock allocation to a greater bond allocation as the target retirement year draws near. The adjustment process continues for roughly seven years beyond the retirement date, ultimately achieving the allocation strategy of the Target Retirement Income Fund. Prospective investors should be prepared for the typical volatility associated with both equity and fixed-income markets. This specific fund is an ideal choice for individuals aiming to retire between 2043 and 2047.
Performance
VTIVX had a total return of 19.80% in the past year, including dividends. Since the fund's inception, the average annual return has been 8.83%.
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Vanguard Total Stock Mkt Idx Instl Pls | VSMPX | 49.46% |
| Vanguard Total Intl Stock Index Inv | VGTSX | 33.26% |
| Vanguard Total Bond Market II Idx Inv | VTBIX | 11.78% |
| Vanguard Total Intl Bd II Idx Insl | VTILX | 4.91% |
| Mktliq 12/31/2049 | n/a | 0.58% |
| Us Dollar | n/a | 0.01% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 23, 2025 | $0.86692 | Dec 24, 2025 |
| Dec 30, 2024 | $0.70042 | Dec 31, 2024 |
| Dec 27, 2023 | $0.6075 | Dec 28, 2023 |
| Dec 28, 2022 | $0.62791 | Dec 29, 2022 |
| Dec 29, 2021 | $4.3708 | Dec 30, 2021 |
| Dec 30, 2020 | $0.5347 | Dec 31, 2020 |