About VTRMX
Voya Target Retirement 2045 Fund Class A is a target-date mutual fund designed for individuals planning to begin retirement around 2043–2047. The fund seeks total return through a diversified, multi-asset “fund of funds” structure that blends actively managed strategies with index-based exposures, adjusting along a participant-focused glide path that becomes more conservative as the target year approaches. Its investment objective transitions at the target date to emphasize a combination of total return and stability of principal aligned with retirement needs. The portfolio allocates across U.S. large-, mid-, and small-cap equities, developed and emerging international stocks, core and high-yield bonds, and complementary exposures, reflecting a broad market footprint and risk-managed design. The series benchmarks to the S&P Target Date 2045 Index, incorporating industry consensus on asset allocation and glide path construction. Class A shares feature an inception date in 2015, with published expense ratios and performance reported by Voya Investment Management, illustrating the fund’s role as a core, age-based solution within retirement plans.
Fund Family Voya
Category Target-Date 2045
Performance Rating Above Average
Risk Rating Above Average
Stock Exchange NASDAQ
Ticker Symbol VTRMX
Share Class Class A
Index S&P Target Date 2045 TR
VTRMX had a total return of 20.07% in the past year, including dividends. Since the fund's
inception, the average annual return has been 17.43%.
