Voya Target Retirement 2045 A (VTRMX)
| Fund Assets | 215.89M |
| Expense Ratio | 0.65% |
| Min. Investment | $1,000 |
| Turnover | 103.00% |
| Dividend (ttm) | 0.43 |
| Dividend Yield | 2.54% |
| Dividend Growth | 107.79% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 16.78 |
| YTD Return | 15.01% |
| 1-Year Return | 16.14% |
| 5-Year Return | 73.24% |
| 52-Week Low | 12.97 |
| 52-Week High | 16.87 |
| Beta (5Y) | n/a |
| Holdings | 16 |
| Inception Date | Dec 21, 2015 |
About VTRMX
Voya Target Retirement 2045 Fund Class A is a target-date mutual fund designed for individuals planning to begin retirement around 2043–2047. The fund seeks total return through a diversified, multi-asset “fund of funds” structure that blends actively managed strategies with index-based exposures, adjusting along a participant-focused glide path that becomes more conservative as the target year approaches. Its investment objective transitions at the target date to emphasize a combination of total return and stability of principal aligned with retirement needs. The portfolio allocates across U.S. large-, mid-, and small-cap equities, developed and emerging international stocks, core and high-yield bonds, and complementary exposures, reflecting a broad market footprint and risk-managed design. The series benchmarks to the S&P Target Date 2045 Index, incorporating industry consensus on asset allocation and glide path construction. Class A shares feature an inception date in 2015, with published expense ratios and performance reported by Voya Investment Management, illustrating the fund’s role as a core, age-based solution within retirement plans.
Performance
VTRMX had a total return of 16.14% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.48%.
Top 10 Holdings
99.40% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index | FXAIX | 53.09% |
| Vanguard FTSE Developed Markets ETF | VEA | 14.88% |
| Voya Multi-Manager International Eq I | IIGIX | 7.88% |
| Voya Intermediate Bond R6 | IIBZX | 5.55% |
| iShares Core S&P Mid-Cap ETF | IJH | 4.95% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.49% |
| Voya VACS Series Eme | VVIFX | 2.99% |
| 5 Year Treasury Note Future Sept 25 | n/a | 2.52% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.04% |
| SPDR Portfolio High Yield Bond ETF | SPHY | 2.02% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.4266 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2053 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6377 | Jan 3, 2023 |
| Dec 31, 2021 | $3.2561 | Jan 3, 2022 |
| Dec 31, 2020 | $0.4548 | Jan 4, 2021 |
| Dec 31, 2019 | $0.6006 | Jan 2, 2020 |