Voya Target Retirement 2045 R6 (VTRNX)
| Fund Assets | 215.89M |
| Expense Ratio | 0.25% |
| Min. Investment | $1,000,000 |
| Turnover | 103.00% |
| Dividend (ttm) | 0.45 |
| Dividend Yield | 2.64% |
| Dividend Growth | 66.38% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2024 |
| Previous Close | 16.95 |
| YTD Return | 15.77% |
| 1-Year Return | 16.98% |
| 5-Year Return | 77.08% |
| 52-Week Low | 13.09 |
| 52-Week High | 17.04 |
| Beta (5Y) | n/a |
| Holdings | 16 |
| Inception Date | Dec 21, 2015 |
About VTRNX
Voya Target Retirement 2045 Fund Class R6 is a target-date mutual fund designed to provide a professionally managed, age-appropriate asset mix for investors planning to retire around 2045. It follows a glide path that emphasizes growth through a high allocation to equities in earlier years and gradually shifts toward fixed income and capital preservation as the target date approaches. The portfolio primarily invests in a diversified mix of underlying index and active funds spanning U.S. large-cap, mid-cap, and small-cap equities, developed and emerging international markets, and core and high-yield bonds, with selective use of Treasuries and futures for tactical and risk management purposes. The fund’s structure aims to deliver broad market exposure, cost efficiency, and automatic rebalancing within the Target-Date 2045 category. Performance is typically evaluated against target-date benchmarks, reflecting both equity market participation and the progressive de-risking inherent in the glide path. Expense management and diversification across asset classes and regions are central features, supporting its role as a comprehensive, single-fund retirement solution for long-term savers seeking a set-it-and-monitor approach.
Performance
VTRNX had a total return of 16.98% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.91%.
Top 10 Holdings
99.40% of assets| Name | Symbol | Weight |
|---|---|---|
| Fidelity 500 Index | FXAIX | 53.09% |
| Vanguard FTSE Developed Markets ETF | VEA | 14.88% |
| Voya Multi-Manager International Eq I | IIGIX | 7.88% |
| Voya Intermediate Bond R6 | IIBZX | 5.55% |
| iShares Core S&P Mid-Cap ETF | IJH | 4.95% |
| Vanguard FTSE Emerging Markets ETF | VWO | 3.49% |
| Voya VACS Series Eme | VVIFX | 2.99% |
| 5 Year Treasury Note Future Sept 25 | n/a | 2.52% |
| Vanguard Long-Term Treasury ETF | VGLT | 2.04% |
| SPDR Portfolio High Yield Bond ETF | SPHY | 2.02% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2024 | $0.4474 | Dec 31, 2024 |
| Dec 28, 2023 | $0.2689 | Dec 29, 2023 |
| Dec 30, 2022 | $0.6809 | Jan 3, 2023 |
| Dec 31, 2021 | $3.3083 | Jan 3, 2022 |
| Dec 31, 2020 | $0.4928 | Jan 4, 2021 |
| Dec 31, 2019 | $0.6285 | Jan 2, 2020 |