BK Group PLC (NASE:BKG)

BK Group Income Statement

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	251,100	216,838	187,449	176,573	145,491
Interest Paid on Deposits	60,500	51,453	49,673	40,301	32,698
Net Interest Income	190,600	165,385	137,776	136,271	112,793
Net Interest Income Growth (YoY)	15.25%	20.04%	1.10%	20.82%	19.01%
Gain (Loss) on Sale of Assets	-	122.88	-	-	300.28
Other Non-Interest Income	68,000	58,854	43,757	37,895	26,504
Total Non-Interest Income	68,000	58,977	43,757	37,895	26,804
Non-Interest Income Growth (YoY)	15.30%	34.78%	15.47%	41.38%	2.32%
Revenues Before Loan Losses	258,600	224,362	181,532	174,167	139,597
Provision for Loan Losses	34,100	18,607	10,007	34,069	37,129
Revenue	224,500	205,755	171,526	140,098	102,468
Revenue Growth (YoY)	9.11%	19.96%	22.43%	36.72%	-0.60%
Salaries and Employee Benefits	46,700	42,826	33,387	31,333	23,233
Occupancy Expenses	10,900	10,246	8,286	6,543	3,699
Selling, General & Administrative	41,000	39,844	35,695	22,734	15,709
Other Non-Interest Expense	-200	3,127	5,571	2,607	2,761
Total Non-Interest Expense	98,400	96,044	82,939	63,217	45,402
EBT Excluding Unusual Items	126,100	109,712	88,586	76,881	57,066
Pretax Income	126,100	109,712	88,586	76,881	57,066
Income Tax Expense	35,100	34,894	28,730	24,986	18,633
Earnings From Continuing Operations	91,000	74,818	59,856	51,895	38,433
Minority Interest in Earnings	-	-948.32	-869.34	-817.22	-521.95
Net Income	91,000	73,869	58,986	51,078	37,911
Net Income to Common	91,000	73,869	58,986	51,078	37,911
Net Income Growth	23.19%	25.23%	15.48%	34.73%	2.67%
Basic Shares Outstanding	930	928	919	905	905
Diluted Shares Outstanding	930	928	919	905	905
Shares Change (YoY)	0.25%	1.05%	1.54%	-	-
EPS (Basic)	97.80	79.59	64.22	56.47	41.91
EPS (Diluted)	97.80	79.59	64.22	56.47	41.91
EPS Growth	22.88%	23.93%	13.73%	34.73%	2.67%
Dividend Per Share	-	32.620	32.500	28.700	-
Dividend Growth	-	0.37%	13.24%	-	-
Effective Tax Rate	27.83%	31.80%	32.43%	32.50%	32.65%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.