BK Group PLC (NASE: BKG)

BK Group Income Statement

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	244,838	216,838	187,449	176,573	145,491	116,517
Interest Paid on Deposits	58,853	51,453	49,673	40,301	32,698	21,744
Net Interest Income	185,985	165,385	137,776	136,271	112,793	94,773
Net Interest Income Growth (YoY)	21.42%	20.04%	1.10%	20.82%	19.01%	25.03%
Gain (Loss) on Sale of Assets	122.88	122.88	-	-	300.28	65.42
Other Non-Interest Income	67,754	58,854	43,757	37,895	26,504	26,132
Total Non-Interest Income	67,877	58,977	43,757	37,895	26,804	26,197
Non-Interest Income Growth (YoY)	14.89%	34.78%	15.47%	41.38%	2.32%	-7.27%
Revenues Before Loan Losses	253,862	224,362	181,532	174,167	139,597	120,971
Provision for Loan Losses	26,507	18,607	10,007	34,069	37,129	17,886
Revenue	227,355	205,755	171,526	140,098	102,468	103,085
Revenue Growth (YoY)	14.11%	19.96%	22.43%	36.72%	-0.60%	14.39%
Salaries and Employee Benefits	48,126	42,826	33,387	31,333	23,233	24,640
Occupancy Expenses	11,346	10,246	8,286	6,543	3,699	6,332
Selling, General & Administrative	39,244	39,844	35,695	22,734	15,709	19,189
Other Non-Interest Expense	3,127	3,127	5,571	2,607	2,761	831.1
Total Non-Interest Expense	101,844	96,044	82,939	63,217	45,402	50,992
EBT Excluding Unusual Items	125,512	109,712	88,586	76,881	57,066	52,093
Pretax Income	125,512	109,712	88,586	76,881	57,066	52,093
Income Tax Expense	36,294	34,894	28,730	24,986	18,633	14,784
Earnings From Continuing Operations	89,218	74,818	59,856	51,895	38,433	37,308
Minority Interest in Earnings	-948.32	-948.32	-869.34	-817.22	-521.95	-383.68
Net Income	88,269	73,869	58,986	51,078	37,911	36,925
Net Income to Common	88,269	73,869	58,986	51,078	37,911	36,925
Net Income Growth	25.21%	25.23%	15.48%	34.73%	2.67%	35.36%
Basic Shares Outstanding	930	928	919	905	905	905
Diluted Shares Outstanding	930	928	919	905	905	905
Shares Change (YoY)	-	1.05%	1.54%	-	-	30.44%
EPS (Basic)	94.91	79.59	64.22	56.47	41.91	40.82
EPS (Diluted)	94.91	79.59	64.22	56.47	41.91	40.82
EPS Growth	-	23.93%	13.73%	34.73%	2.67%	3.77%
Dividend Per Share	34.500	32.620	32.500	28.700	-	14.400
Dividend Growth	-	0.37%	13.24%	-	-	18.03%
Effective Tax Rate	28.92%	31.81%	32.43%	32.50%	32.65%	28.38%

Source: S&P Capital IQ. Banks template. Financial Sources.